PagSeguro Digital Ltd (PAGS) - Net Assets
Based on the latest financial reports, PagSeguro Digital Ltd (PAGS) has net assets worth $14.34 Billion USD as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($74.26 Billion) and total liabilities ($59.92 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check PagSeguro Digital Ltd tangible book value ratio to evaluate the tangible quality of the company's equity base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $14.34 Billion |
| % of Total Assets | 19.32% |
| Annual Growth Rate | 37.9% |
| 5-Year Change | 676.04% |
| 10-Year Change | 2234.2% |
| Growth Volatility | 230.1 |
PagSeguro Digital Ltd - Net Assets Trend (2014–2025)
This chart illustrates how PagSeguro Digital Ltd's net assets have evolved over time, based on quarterly financial data. See operational self-sufficiency of PagSeguro Digital Ltd to measure how many days the company can operate on defensive assets alone.
Annual Net Assets for PagSeguro Digital Ltd (2014–2025)
The table below shows the annual net assets of PagSeguro Digital Ltd from 2014 to 2025. For live valuation and market cap data, see how much is PagSeguro Digital Ltd worth.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $14.63 Billion | -0.25% |
| 2024-12-31 | $14.67 Billion | +10.78% |
| 2023-12-31 | $13.24 Billion | +11.81% |
| 2022-12-31 | $11.84 Billion | +528.07% |
| 2021-12-31 | $1.89 Billion | +5.00% |
| 2020-12-31 | $1.80 Billion | -9.87% |
| 2019-12-31 | $1.99 Billion | -69.69% |
| 2018-12-31 | $6.57 Billion | +655.34% |
| 2017-12-31 | $870.39 Million | +38.85% |
| 2016-12-31 | $626.86 Million | +35.72% |
| 2015-12-31 | $461.88 Million | +8.28% |
| 2014-12-31 | $426.56 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to PagSeguro Digital Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 4656920.9% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $11.32 Billion | 77.35% |
| Common Stock | $25.99K | 0.00% |
| Other Comprehensive Income | $4.64 Billion | 31.73% |
| Total Equity | $14.63 Billion | 100.00% |
PagSeguro Digital Ltd Competitors by Market Cap
The table below lists competitors of PagSeguro Digital Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Pharma Mar S.A.
MC:PHM
|
$1.40 Billion |
|
Ecovyst Inc
NYSE:ECVT
|
$1.40 Billion |
|
Suzhou Hycan Holdings Co Ltd
SHE:002787
|
$1.40 Billion |
|
Harbin Electric Coporation Jiamusi Electric Machine Co Ltd
SHE:000922
|
$1.40 Billion |
|
Forestar Group Inc
NYSE:FOR
|
$1.40 Billion |
|
Tansun Technology Co Ltd
SHE:300872
|
$1.40 Billion |
|
Longkou Union Chemical Co. Ltd. A
SHE:301209
|
$1.40 Billion |
|
Jiangsu Tongrun Equipment Technology Co Ltd
SHE:002150
|
$1.40 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in PagSeguro Digital Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 14,668,372,000 to 14,632,223,000, a change of -36,149,000 (-0.2%).
- Net income of 2,076,751,000 contributed positively to equity growth.
- Dividend payments of 604,934,000 reduced retained earnings.
- Share repurchases of 1,304,054,000 reduced equity.
- Other comprehensive income decreased equity by 1,408,421,000.
- Other factors increased equity by 1,204,509,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $2.08 Billion | +14.19% |
| Dividends Paid | $604.93 Million | -4.13% |
| Share Repurchases | $1.30 Billion | -8.91% |
| Other Comprehensive Income | $-1.41 Billion | -9.63% |
| Other Changes | $1.20 Billion | +8.23% |
| Total Change | $- | -0.25% |
Book Value vs Market Value Analysis
This analysis compares PagSeguro Digital Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.18x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 6.54x to 0.18x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2014-12-31 | $1.35 | $8.82 | x |
| 2015-12-31 | $1.46 | $8.82 | x |
| 2016-12-31 | $1.99 | $8.82 | x |
| 2017-12-31 | $3.32 | $8.82 | x |
| 2018-12-31 | $20.59 | $8.82 | x |
| 2019-12-31 | $6.03 | $8.82 | x |
| 2020-12-31 | $5.44 | $8.82 | x |
| 2021-12-31 | $5.68 | $8.82 | x |
| 2022-12-31 | $35.97 | $8.82 | x |
| 2023-12-31 | $40.87 | $8.82 | x |
| 2024-12-31 | $45.91 | $8.82 | x |
| 2025-12-31 | $49.12 | $8.82 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently PagSeguro Digital Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 14.19%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 10.73%
- • Asset Turnover: 0.26x
- • Equity Multiplier: 5.08x
- Recent ROE (14.19%) is below the historical average (29.95%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2014 | 6.11% | 8.01% | 0.40x | 1.92x | $-16.51 Million |
| 2015 | 7.63% | 5.28% | 0.51x | 2.83x | $-10.89 Million |
| 2016 | 20.29% | 11.23% | 0.48x | 3.78x | $64.50 Million |
| 2017 | 55.01% | 19.04% | 0.59x | 4.87x | $391.74 Million |
| 2018 | 13.88% | 22.42% | 0.36x | 1.74x | $254.21 Million |
| 2019 | 68.73% | 24.47% | 1.54x | 1.82x | $1.17 Billion |
| 2020 | 72.02% | 19.32% | 1.56x | 2.40x | $1.11 Billion |
| 2021 | 61.85% | 11.32% | 1.85x | 2.96x | $977.55 Million |
| 2022 | 12.71% | 9.93% | 0.33x | 3.83x | $320.56 Million |
| 2023 | 12.49% | 10.55% | 0.28x | 4.16x | $329.62 Million |
| 2024 | 14.43% | 11.54% | 0.25x | 4.97x | $649.53 Million |
| 2025 | 14.19% | 10.73% | 0.26x | 5.08x | $613.53 Million |
Industry Comparison
This section compares PagSeguro Digital Ltd's net assets metrics with peer companies in the Software - Infrastructure industry.
Industry Context
- Industry: Software - Infrastructure
- Average net assets among peers: $179,428,714
- Average return on equity (ROE) among peers: 2396.73%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| PagSeguro Digital Ltd (PAGS) | $14.34 Billion | 6.11% | 4.18x | $1.40 Billion |
| ACI Worldwide Inc (ACIW) | $754.92 Million | 17.16% | 1.52x | $4.48 Billion |
| Aeva Technologies, Inc. Common Stock (AEVA) | $26.91 Million | -95.01% | 0.21x | $855.27 Million |
| Aeva Technologies, Inc. Common Stock (AEVA) | $-52.29 Million | 0.00% | 0.00x | $906.22 Million |
| Allied Gaming & Entertainment Inc. (AGAE) | $139.33 Million | 0.07% | 0.00x | $22.76 Million |
| Axe Compute Inc. (AGPU) | $-3.22 Million | 0.00% | 0.00x | $31.41 Million |
| C3 Ai Inc (AI) | $873.35 Million | -32.03% | 0.19x | $1.41 Billion |
| All In FutureTech Alliance Inc. (AIFA) | $24.02 Million | -127.45% | 1.73x | $14.74 Million |
| AI Financial Corporation (AIFC) | $16.10 Million | -47.01% | 3.70x | $93.62 Million |
| iLearningEngines, Inc. (AILE) | $28.28K | 24250.25% | 3.12x | $59.29 Million |
| PowerFleet, Inc. (AIOT) | $15.14 Million | 1.37% | 0.05x | $457.44 Million |
About PagSeguro Digital Ltd
PagSeguro Digital Ltd., together with its subsidiaries, provides financial and payment solutions for consumers, individual entrepreneurs, micro-merchants, and small and medium-sized companies in Brazil and internationally. The company provides digital banking solutions, including bill payments, deposits, top-ups, debt management, direct deposits, pix, tax collections, tax collections, wire transf… Read more