Sparebank 1 Nordvest (SNOR) — Cash Flow Quality Index

Latest as of December 2025: -1.12x

Sparebank 1 Nordvest (SNOR) has a Cash Flow Quality Index of -1.12x as of December 2025. Operating cash flow of Nkr-134.00 Million is below net income of Nkr120.00 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore how much of Sparebank 1 Nordvest's assets are long-term investments to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

-1.12x
Operating CF / Net Income

Operating Cash Flow

Nkr-134.00 Million
NOK

Net Income

Nkr120.00 Million
NOK

Data as of

Dec 2025
Most recent filing

Sparebank 1 Nordvest Cash Flow Quality Index (2009–2025)

Historical Cash Flow Quality Index for Sparebank 1 Nordvest across 17 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Sparebank 1 Nordvest tangible book value ratio to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Sparebank 1 Nordvest (2009–2025)

Year-by-year earnings quality comparison for Sparebank 1 Nordvest. For live market cap and the full company financial profile, see SNOR market cap overview.

Year Quality Index Operating CF (NOK) Net Income YoY Change
2025 0.69x Nkr346.00 Million Nkr502.00 Million ▲ +182.9%
2024 -0.83x Nkr-404.00 Million Nkr486.00 Million ▼ -434.6%
2023 0.25x Nkr78.00 Million Nkr314.00 Million ▲ +111.7%
2022 -2.12x Nkr-703.00 Million Nkr331.00 Million ▲ +79.0%
2021 -10.13x Nkr-1.44 Billion Nkr142.00 Million ▼ -540.9%
2020 2.30x Nkr329.08 Million Nkr143.17 Million ▲ +2162.1%
2019 0.10x Nkr23.34 Million Nkr229.76 Million ▲ +101.6%
2018 -6.39x Nkr-878.62 Million Nkr137.59 Million ▼ -1195.4%
2017 0.58x Nkr103.20 Million Nkr177.02 Million ▼ -40.9%
2016 0.99x Nkr154.44 Million Nkr156.50 Million ▲ +90.6%
2015 0.52x Nkr43.59 Million Nkr84.16 Million ▲ +132.3%
2014 -1.61x Nkr-209.88 Million Nkr130.75 Million ▼ -204.7%
2013 -0.53x Nkr-47.79 Million Nkr90.71 Million ▲ +80.3%
2012 -2.67x Nkr-148.65 Million Nkr55.67 Million ▼ -206.8%
2011 2.50x Nkr98.99 Million Nkr39.58 Million ▲ +154.9%
2010 -4.55x Nkr-300.65 Million Nkr66.04 Million ▼ -279.2%
2009 2.54x Nkr198.30 Million Nkr78.05 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.