Sparebank 1 Nordvest (SNOR) — Cash Flow Quality Index

Latest as of December 2025: -1.12x

Sparebank 1 Nordvest (SNOR) has a Cash Flow Quality Index of -1.12x as of December 2025. Operating cash flow of Nkr-134.00 Million is below net income of Nkr120.00 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore cash flow conversion of Sparebank 1 Nordvest to assess how effectively this company generates cash.

Cash Flow Quality Index

-1.12x
Operating CF / Net Income

Operating Cash Flow

Nkr-134.00 Million
NOK

Net Income

Nkr120.00 Million
NOK

Data as of

Dec 2025
Most recent filing

Sparebank 1 Nordvest Cash Flow Quality Index (2009–2025)

Historical Cash Flow Quality Index for Sparebank 1 Nordvest across 17 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check SNOR capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.

Annual Cash Flow Quality Index for Sparebank 1 Nordvest (2009–2025)

Year-by-year earnings quality comparison for Sparebank 1 Nordvest. For live market cap and the full company financial profile, see Sparebank 1 Nordvest stock valuation.

Year Quality Index Operating CF (NOK) Net Income YoY Change
2025 0.69x Nkr346.00 Million Nkr502.00 Million ▲ +182.9%
2024 -0.83x Nkr-404.00 Million Nkr486.00 Million ▼ -434.6%
2023 0.25x Nkr78.00 Million Nkr314.00 Million ▲ +111.7%
2022 -2.12x Nkr-703.00 Million Nkr331.00 Million ▲ +79.0%
2021 -10.13x Nkr-1.44 Billion Nkr142.00 Million ▼ -540.9%
2020 2.30x Nkr329.08 Million Nkr143.17 Million ▲ +2162.1%
2019 0.10x Nkr23.34 Million Nkr229.76 Million ▲ +101.6%
2018 -6.39x Nkr-878.62 Million Nkr137.59 Million ▼ -1195.4%
2017 0.58x Nkr103.20 Million Nkr177.02 Million ▼ -40.9%
2016 0.99x Nkr154.44 Million Nkr156.50 Million ▲ +90.6%
2015 0.52x Nkr43.59 Million Nkr84.16 Million ▲ +132.3%
2014 -1.61x Nkr-209.88 Million Nkr130.75 Million ▼ -204.7%
2013 -0.53x Nkr-47.79 Million Nkr90.71 Million ▲ +80.3%
2012 -2.67x Nkr-148.65 Million Nkr55.67 Million ▼ -206.8%
2011 2.50x Nkr98.99 Million Nkr39.58 Million ▲ +154.9%
2010 -4.55x Nkr-300.65 Million Nkr66.04 Million ▼ -279.2%
2009 2.54x Nkr198.30 Million Nkr78.05 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.