Sparebank 1 Nordvest Financial Flexibility Index
Sparebank 1 Nordvest financial flexibility index. Sparebank 1 Nordvest (SNOR) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of Nkr-125.00 Million (operating CF Nkr-134.00 Million minus capex Nkr9.00 Million) represents 0% of total liabilities (Nkr25.68 Billion). See SNOR free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Sparebank 1 Nordvest (2009–2025)
Financial flexibility index of Sparebank 1 Nordvest from 2009 to 2025. Historical Financial Flexibility Index trend for Sparebank 1 Nordvest across 17 annual periods. Check cash flow quality index of Sparebank 1 Nordvest to evaluate the quality of earnings relative to operating cash generation.
Sparebank 1 Nordvest Financial Flexibility Index by Year (2009–2025)
Sparebank 1 Nordvest financial flexibility index by year from 2009 to 2025. Year-by-year free cash flow to debt coverage for Sparebank 1 Nordvest. For the full cash flow conversion analysis, see Sparebank 1 Nordvest (SNOR) cash flow conversion.
| Year | Flexibility Index | Free Cash Flow (NOK) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | Nkr410.00 Million | Nkr346.00 Million | Nkr25.68 Billion | ▲ +201.3% |
| 2024 | -0.02x | Nkr-384.00 Million | Nkr-404.00 Million | Nkr24.36 Billion | ▼ -447.4% |
| 2023 | 0.00x | Nkr108.00 Million | Nkr78.00 Million | Nkr23.80 Billion | ▲ +115.9% |
| 2022 | -0.03x | Nkr-674.00 Million | Nkr-703.00 Million | Nkr23.54 Billion | ▲ +53.7% |
| 2021 | -0.06x | Nkr-1.38 Billion | Nkr-1.44 Billion | Nkr22.25 Billion | ▼ -338.7% |
| 2020 | 0.03x | Nkr391.08 Million | Nkr329.08 Million | Nkr15.08 Billion | ▲ +1105.3% |
| 2019 | 0.00x | Nkr29.58 Million | Nkr23.34 Million | Nkr13.75 Billion | ▲ +103.1% |
| 2018 | -0.07x | Nkr-869.62 Million | Nkr-878.62 Million | Nkr12.46 Billion | ▼ -830.2% |
| 2017 | 0.01x | Nkr111.73 Million | Nkr103.20 Million | Nkr11.68 Billion | ▼ -43.3% |
| 2016 | 0.02x | Nkr191.57 Million | Nkr154.44 Million | Nkr11.36 Billion | ▲ +281.0% |
| 2015 | 0.00x | Nkr48.18 Million | Nkr43.59 Million | Nkr10.88 Billion | ▲ +122.4% |
| 2014 | -0.02x | Nkr-206.66 Million | Nkr-209.88 Million | Nkr10.47 Billion | ▼ -302.6% |
| 2013 | 0.00x | Nkr-47.79 Million | Nkr-47.79 Million | Nkr9.75 Billion | ▲ +50.0% |
| 2012 | -0.01x | Nkr-95.07 Million | Nkr-148.65 Million | Nkr9.69 Billion | ▼ -185.9% |
| 2011 | 0.01x | Nkr106.55 Million | Nkr98.99 Million | Nkr9.33 Billion | ▲ +136.2% |
| 2010 | -0.03x | Nkr-293.89 Million | Nkr-300.65 Million | Nkr9.31 Billion | ▼ -242.1% |
| 2009 | 0.02x | Nkr202.31 Million | Nkr198.30 Million | Nkr9.11 Billion | — |