Sparebank 1 Nordvest (SNOR) — Financial Flexibility Index
Sparebank 1 Nordvest (SNOR) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of Nkr-125.00 Million (operating CF Nkr-134.00 Million minus capex Nkr9.00 Million) represents 0% of total liabilities (Nkr25.68 Billion). Check Sparebank 1 Nordvest strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Sparebank 1 Nordvest Financial Flexibility Index (2009–2025)
Historical Financial Flexibility Index trend for Sparebank 1 Nordvest across 17 annual periods. See Sparebank 1 Nordvest (SNOR) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Sparebank 1 Nordvest (2009–2025)
Year-by-year free cash flow to debt coverage for Sparebank 1 Nordvest. For the full company profile including market capitalisation, see SNOR market cap overview.
| Year | Flexibility Index | Free Cash Flow (NOK) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | Nkr410.00 Million | Nkr346.00 Million | Nkr25.68 Billion | ▲ +201.3% |
| 2024 | -0.02x | Nkr-384.00 Million | Nkr-404.00 Million | Nkr24.36 Billion | ▼ -447.4% |
| 2023 | 0.00x | Nkr108.00 Million | Nkr78.00 Million | Nkr23.80 Billion | ▲ +115.9% |
| 2022 | -0.03x | Nkr-674.00 Million | Nkr-703.00 Million | Nkr23.54 Billion | ▲ +53.7% |
| 2021 | -0.06x | Nkr-1.38 Billion | Nkr-1.44 Billion | Nkr22.25 Billion | ▼ -338.7% |
| 2020 | 0.03x | Nkr391.08 Million | Nkr329.08 Million | Nkr15.08 Billion | ▲ +1105.3% |
| 2019 | 0.00x | Nkr29.58 Million | Nkr23.34 Million | Nkr13.75 Billion | ▲ +103.1% |
| 2018 | -0.07x | Nkr-869.62 Million | Nkr-878.62 Million | Nkr12.46 Billion | ▼ -830.2% |
| 2017 | 0.01x | Nkr111.73 Million | Nkr103.20 Million | Nkr11.68 Billion | ▼ -43.3% |
| 2016 | 0.02x | Nkr191.57 Million | Nkr154.44 Million | Nkr11.36 Billion | ▲ +281.0% |
| 2015 | 0.00x | Nkr48.18 Million | Nkr43.59 Million | Nkr10.88 Billion | ▲ +122.4% |
| 2014 | -0.02x | Nkr-206.66 Million | Nkr-209.88 Million | Nkr10.47 Billion | ▼ -302.6% |
| 2013 | 0.00x | Nkr-47.79 Million | Nkr-47.79 Million | Nkr9.75 Billion | ▲ +50.0% |
| 2012 | -0.01x | Nkr-95.07 Million | Nkr-148.65 Million | Nkr9.69 Billion | ▼ -185.9% |
| 2011 | 0.01x | Nkr106.55 Million | Nkr98.99 Million | Nkr9.33 Billion | ▲ +136.2% |
| 2010 | -0.03x | Nkr-293.89 Million | Nkr-300.65 Million | Nkr9.31 Billion | ▼ -242.1% |
| 2009 | 0.02x | Nkr202.31 Million | Nkr198.30 Million | Nkr9.11 Billion | — |