Sparebank 1 Nordvest (SNOR) — Financial Flexibility Index
Sparebank 1 Nordvest (SNOR) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of Nkr-125.00 Million (operating CF Nkr-134.00 Million minus capex Nkr9.00 Million) represents 0% of total liabilities (Nkr25.68 Billion). Check SNOR total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Sparebank 1 Nordvest Financial Flexibility Index (2009–2025)
Historical Financial Flexibility Index trend for Sparebank 1 Nordvest across 17 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Sparebank 1 Nordvest.
Annual Financial Flexibility Index for Sparebank 1 Nordvest (2009–2025)
Year-by-year free cash flow to debt coverage for Sparebank 1 Nordvest. Explore Sparebank 1 Nordvest cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (NOK) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | Nkr410.00 Million | Nkr346.00 Million | Nkr25.68 Billion | ▲ +201.3% |
| 2024 | -0.02x | Nkr-384.00 Million | Nkr-404.00 Million | Nkr24.36 Billion | ▼ -447.4% |
| 2023 | 0.00x | Nkr108.00 Million | Nkr78.00 Million | Nkr23.80 Billion | ▲ +115.9% |
| 2022 | -0.03x | Nkr-674.00 Million | Nkr-703.00 Million | Nkr23.54 Billion | ▲ +53.7% |
| 2021 | -0.06x | Nkr-1.38 Billion | Nkr-1.44 Billion | Nkr22.25 Billion | ▼ -338.7% |
| 2020 | 0.03x | Nkr391.08 Million | Nkr329.08 Million | Nkr15.08 Billion | ▲ +1105.3% |
| 2019 | 0.00x | Nkr29.58 Million | Nkr23.34 Million | Nkr13.75 Billion | ▲ +103.1% |
| 2018 | -0.07x | Nkr-869.62 Million | Nkr-878.62 Million | Nkr12.46 Billion | ▼ -830.2% |
| 2017 | 0.01x | Nkr111.73 Million | Nkr103.20 Million | Nkr11.68 Billion | ▼ -43.3% |
| 2016 | 0.02x | Nkr191.57 Million | Nkr154.44 Million | Nkr11.36 Billion | ▲ +281.0% |
| 2015 | 0.00x | Nkr48.18 Million | Nkr43.59 Million | Nkr10.88 Billion | ▲ +122.4% |
| 2014 | -0.02x | Nkr-206.66 Million | Nkr-209.88 Million | Nkr10.47 Billion | ▼ -302.6% |
| 2013 | 0.00x | Nkr-47.79 Million | Nkr-47.79 Million | Nkr9.75 Billion | ▲ +50.0% |
| 2012 | -0.01x | Nkr-95.07 Million | Nkr-148.65 Million | Nkr9.69 Billion | ▼ -185.9% |
| 2011 | 0.01x | Nkr106.55 Million | Nkr98.99 Million | Nkr9.33 Billion | ▲ +136.2% |
| 2010 | -0.03x | Nkr-293.89 Million | Nkr-300.65 Million | Nkr9.31 Billion | ▼ -242.1% |
| 2009 | 0.02x | Nkr202.31 Million | Nkr198.30 Million | Nkr9.11 Billion | — |