Caisse régionale de Crédit Agricole Mutuel Atlantique Vendée (CRAV) — Cash Flow Quality Index
Caisse régionale de Crédit Agricole Mutuel Atlantique Vendée (CRAV) has a Cash Flow Quality Index of 1.06x as of June 2026. Operating cash flow of €86.28 Million exceeds net income of €81.61 Million, indicating high earnings quality where cash backs reported profits. Explore Caisse régionale de Crédit Agricole Mutu debt service capacity to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Caisse régionale de Crédit Agricole Mutuel Atlantique Vendée Cash Flow Quality Index (2007–2025)
Historical Cash Flow Quality Index for Caisse régionale de Crédit Agricole Mutuel Atlantique Vendée across 19 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Caisse régionale de Crédit Agricole Mutu (CRAV) cash flow conversion.
Annual Cash Flow Quality Index for Caisse régionale de Crédit Agricole Mutuel Atlantique Vendée (2007–2025)
Year-by-year earnings quality comparison for Caisse régionale de Crédit Agricole Mutuel Atlantique Vendée.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 3.82x | €362.98 Million | €94.90 Million | ▲ +26.6% |
| 2024 | 3.02x | €271.51 Million | €89.91 Million | ▲ +130.3% |
| 2023 | -9.96x | €-860.29 Million | €86.41 Million | ▼ -182.9% |
| 2022 | 12.01x | €1.60 Billion | €132.90 Million | ▲ +177.6% |
| 2021 | 4.33x | €490.90 Million | €113.46 Million | ▲ +4910.6% |
| 2020 | -0.09x | €-4.73 Million | €52.60 Million | ▼ -101.9% |
| 2019 | 4.81x | €540.89 Million | €112.55 Million | ▲ +290.6% |
| 2018 | -2.52x | €-310.33 Million | €123.06 Million | ▼ -180.3% |
| 2017 | 3.14x | €339.90 Million | €108.25 Million | ▼ -51.5% |
| 2016 | 6.47x | €736.74 Million | €113.88 Million | ▲ +1011.4% |
| 2015 | 0.58x | €76.19 Million | €130.88 Million | ▲ +175.5% |
| 2014 | 0.21x | €25.16 Million | €119.05 Million | ▲ +188.9% |
| 2013 | -0.24x | €-29.94 Million | €125.90 Million | ▲ +77.9% |
| 2012 | -1.07x | €-170.30 Million | €158.61 Million | ▼ -147.5% |
| 2011 | 2.26x | €357.64 Million | €158.10 Million | ▲ +8141.0% |
| 2010 | -0.03x | €-4.01 Million | €142.72 Million | ▼ -102.3% |
| 2009 | 1.20x | €110.81 Million | €92.46 Million | ▼ -73.2% |
| 2008 | 4.48x | €555.75 Million | €124.10 Million | ▲ +541.6% |
| 2007 | -1.01x | €-144.79 Million | €142.77 Million | — |