Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Ltd (601528) — Cash Flow Quality Index

Latest as of September 2025: -2.63x

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Ltd (601528) has a Cash Flow Quality Index of -2.63x as of September 2025. Operating cash flow of CN¥-1.67 Billion is below net income of CN¥636.31 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Zhejiang Shaoxing RuiFeng Rural Commerci (601528) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

-2.63x
Operating CF / Net Income

Operating Cash Flow

CN¥-1.67 Billion
CNY

Net Income

CN¥636.31 Million
CNY

Data as of

Sep 2025
Most recent filing

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Ltd Cash Flow Quality Index (2010–2024)

Historical Cash Flow Quality Index for Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Ltd across 15 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see cash flow conversion of Zhejiang Shaoxing RuiFeng Rural Commerci.

Annual Cash Flow Quality Index for Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Ltd (2010–2024)

Year-by-year earnings quality comparison for Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Ltd.

Year Quality Index Operating CF (CNY) Net Income YoY Change
2024 -0.31x CN¥-610.24 Million CN¥1.94 Billion ▼ -102.1%
2023 15.06x CN¥26.33 Billion CN¥1.75 Billion ▲ +638.9%
2022 2.04x CN¥3.16 Billion CN¥1.55 Billion ▲ +1510.3%
2021 -0.14x CN¥-187.08 Million CN¥1.29 Billion ▼ -101.3%
2020 11.13x CN¥12.46 Billion CN¥1.12 Billion ▲ +117.5%
2019 5.12x CN¥5.40 Billion CN¥1.05 Billion ▲ +218.9%
2018 -4.31x CN¥-4.21 Billion CN¥977.87 Million ▼ -40.2%
2017 -3.07x CN¥-2.50 Billion CN¥815.36 Million ▼ -137.7%
2016 8.15x CN¥6.51 Billion CN¥798.25 Million ▼ -44.2%
2015 14.62x CN¥10.95 Billion CN¥749.14 Million ▲ +443.1%
2014 2.69x CN¥2.33 Billion CN¥867.42 Million ▲ +13.2%
2013 2.38x CN¥2.28 Billion CN¥958.95 Million ▼ -48.4%
2012 4.61x CN¥4.40 Billion CN¥956.39 Million ▲ +90.7%
2011 2.41x CN¥1.92 Billion CN¥796.81 Million ▲ +1033.8%
2010 -0.26x CN¥-185.40 Million CN¥716.86 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.