Postal Savings Bank of China Co Ltd (601658) — Cash Flow Quality Index
Postal Savings Bank of China Co Ltd (601658) has a Cash Flow Quality Index of 0.84x as of December 2025. Operating cash flow of CN¥9.15 Billion is below net income of CN¥10.84 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore Postal Savings Bank of China Co Ltd cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Postal Savings Bank of China Co Ltd Cash Flow Quality Index (2012–2025)
Historical Cash Flow Quality Index for Postal Savings Bank of China Co Ltd across 14 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see 601658 operating cash flow.
Annual Cash Flow Quality Index for Postal Savings Bank of China Co Ltd (2012–2025)
Year-by-year earnings quality comparison for Postal Savings Bank of China Co Ltd.
| Year | Quality Index | Operating CF (CNY) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.30x | CN¥104.31 Billion | CN¥80.24 Billion | ▼ -69.0% |
| 2024 | 4.20x | CN¥397.28 Billion | CN¥94.59 Billion | ▲ +46.1% |
| 2023 | 2.87x | CN¥263.34 Billion | CN¥91.60 Billion | ▼ -44.7% |
| 2022 | 5.20x | CN¥474.91 Billion | CN¥91.36 Billion | ▲ +286.5% |
| 2021 | 1.35x | CN¥109.56 Billion | CN¥81.45 Billion | ▼ -45.7% |
| 2020 | 2.48x | CN¥158.96 Billion | CN¥64.20 Billion | ▲ +43.8% |
| 2019 | 1.72x | CN¥104.94 Billion | CN¥60.93 Billion | ▼ -51.2% |
| 2018 | 3.53x | CN¥184.50 Billion | CN¥52.31 Billion | ▲ +117.8% |
| 2017 | -19.77x | CN¥-942.46 Billion | CN¥47.68 Billion | ▼ -4834.2% |
| 2016 | 0.42x | CN¥16.62 Billion | CN¥39.80 Billion | ▼ -96.1% |
| 2015 | 10.80x | CN¥376.62 Billion | CN¥34.86 Billion | ▲ +409.8% |
| 2014 | 2.12x | CN¥69.02 Billion | CN¥32.57 Billion | ▲ +111.8% |
| 2013 | -17.97x | CN¥-533.16 Billion | CN¥29.67 Billion | ▼ -364.3% |
| 2012 | 6.80x | CN¥192.90 Billion | CN¥28.37 Billion | — |