Postal Savings Bank of China Co Ltd (601658) — Defensive Interval Ratio

Latest as of June 2025: 11 days

Postal Savings Bank of China Co Ltd (601658) has a Defensive Interval Ratio of 11 days as of June 2025. Defensive assets of CN¥501.19 Billion (cash CN¥-, short-term investments CN¥-, receivables CN¥501.19 Billion) cover 11 days of daily cash needs of CN¥44.93 Billion/day. See Postal Savings Bank of China Co Ltd (601658) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

11 days
Days of operational coverage

Defensive Assets

CN¥501.19 Billion
Cash + ST Investments + Receivables

Daily Cash Need

CN¥44.93 Billion
Current Liabilities ÷ 365

Current Liabilities

CN¥16.40 Trillion
CNY

Postal Savings Bank of China Co Ltd Defensive Interval Ratio (2015–2024)

This chart shows how Postal Savings Bank of China Co Ltd's Defensive Interval Ratio has evolved across 10 annual periods from 2015 to 2024. As of June 2025, the ratio stands at 11 days, meaning defensive assets of CN¥501.19 Billion can fund 11 days of operations without new revenue. See 601658 equity financing ratio to measure how much of total assets are equity-financed.

Annual Defensive Interval Ratio for Postal Savings Bank of China Co Ltd (2015–2024)

The table below presents the year-by-year Defensive Interval Ratio for Postal Savings Bank of China Co Ltd from 2015 to 2024, covering 10 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Postal Savings Bank of China Co Ltd (601658) market capitalisation.

Year DIR (days) Defensive Assets (CNY) Daily Cash Need Cash ST Investments Change (days)
2024 12 days CN¥506.04 Billion CN¥42.38 Billion/day CN¥- CN¥- ▼ -25 days
2023 37 days CN¥475.93 Billion CN¥12.75 Billion/day CN¥- CN¥- ▲ +27 days
2022 10 days CN¥125.93 Billion CN¥12.26 Billion/day CN¥- CN¥- ▲ +7 days
2021 3 days CN¥34.91 Billion CN¥11.47 Billion/day CN¥- CN¥- ▼ 0 days
2020 3 days CN¥34.42 Billion CN¥10.85 Billion/day CN¥- CN¥- ▼ -15 days
2019 18 days CN¥186.68 Billion CN¥10.11 Billion/day CN¥- CN¥- ▲ +13 days
2018 6 days CN¥53.85 Billion CN¥9.74 Billion/day CN¥- CN¥- ▼ -174 days
2017 180 days CN¥1.77 Trillion CN¥9.87 Billion/day CN¥- CN¥- ▼ -27 days
2016 207 days CN¥1.89 Trillion CN¥9.13 Billion/day CN¥- CN¥- ▼ -32 days
2015 239 days CN¥2.19 Trillion CN¥9.14 Billion/day CN¥- CN¥- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)