Swedbank AB (publ) (SWED-A) — Cash Flow Quality Index

Latest as of June 2026: -0.45x

Swedbank AB (publ) (SWED-A) has a Cash Flow Quality Index of -0.45x as of June 2026. Operating cash flow of Skr-4.07 Billion is below net income of Skr9.15 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore how well can Swedbank AB (publ) service its debt to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

-0.45x
Operating CF / Net Income

Operating Cash Flow

Skr-4.07 Billion
SEK

Net Income

Skr9.15 Billion
SEK

Data as of

Jun 2026
Most recent filing

Swedbank AB (publ) Cash Flow Quality Index (2005–2025)

Historical Cash Flow Quality Index for Swedbank AB (publ) across 20 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see SWED-A cash flow metrics.

Annual Cash Flow Quality Index for Swedbank AB (publ) (2005–2025)

Year-by-year earnings quality comparison for Swedbank AB (publ).

Year Quality Index Operating CF (SEK) Net Income YoY Change
2025 -1.41x Skr-46.19 Billion Skr32.76 Billion ▼ -177.1%
2024 1.83x Skr80.82 Billion Skr44.19 Billion ▲ +155.0%
2023 -3.33x Skr-145.15 Billion Skr43.62 Billion ▼ -388.9%
2022 -0.68x Skr-18.62 Billion Skr27.36 Billion ▼ -135.6%
2021 1.91x Skr49.41 Billion Skr25.82 Billion ▼ -70.6%
2020 6.51x Skr109.24 Billion Skr16.78 Billion ▲ +6230.9%
2019 -0.11x Skr-2.59 Billion Skr24.42 Billion ▼ -110.4%
2018 1.02x Skr27.13 Billion Skr26.55 Billion ▼ -56.3%
2017 2.34x Skr56.80 Billion Skr24.31 Billion ▲ +203.5%
2016 -2.26x Skr-53.65 Billion Skr23.76 Billion ▼ -164.8%
2015 3.48x Skr70.93 Billion Skr20.37 Billion ▲ +719.9%
2014 0.42x Skr8.93 Billion Skr21.03 Billion ▲ +131.2%
2013 -1.36x Skr-26.35 Billion Skr19.36 Billion ▼ -228.0%
2012 -0.42x Skr-8.08 Billion Skr19.47 Billion ▼ -107.9%
2011 5.22x Skr80.58 Billion Skr15.42 Billion ▲ +477.3%
2010 -1.38x Skr-13.79 Billion Skr9.96 Billion ▼ -140.8%
2008 3.40x Skr46.95 Billion Skr13.82 Billion ▲ +170.5%
2007 -4.82x Skr-75.08 Billion Skr15.59 Billion ▼ -17.0%
2006 -4.12x Skr-58.75 Billion Skr14.26 Billion ▼ -38.2%
2005 -2.98x Skr-44.72 Billion Skr15.01 Billion
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.