Swedbank AB (publ) (SWED-A) — Defensive Interval Ratio

Latest as of March 2026: 27 days

Swedbank AB (publ) (SWED-A) has a Defensive Interval Ratio of 27 days as of March 2026. Defensive assets of Skr105.61 Billion (cash Skr-, short-term investments Skr105.61 Billion, receivables Skr-) cover 27 days of daily cash needs of Skr3.89 Billion/day. See Swedbank AB (publ) short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

27 days
Days of operational coverage

Defensive Assets

Skr105.61 Billion
Cash + ST Investments + Receivables

Daily Cash Need

Skr3.89 Billion
Current Liabilities ÷ 365

Current Liabilities

Skr1.42 Trillion
SEK

Swedbank AB (publ) Defensive Interval Ratio (2005–2024)

This chart shows how Swedbank AB (publ)'s Defensive Interval Ratio has evolved across 20 annual periods from 2005 to 2024. As of March 2026, the ratio stands at 27 days, meaning defensive assets of Skr105.61 Billion can fund 27 days of operations without new revenue. See SWED-A net asset quality score to measure how much of total assets are equity-financed.

Annual Defensive Interval Ratio for Swedbank AB (publ) (2005–2024)

The table below presents the year-by-year Defensive Interval Ratio for Swedbank AB (publ) from 2005 to 2024, covering 20 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see SWED-A company net worth.

Year DIR (days) Defensive Assets (SEK) Daily Cash Need Cash ST Investments Change (days)
2024 45 days Skr167.00 Billion Skr3.72 Billion/day Skr- Skr166.44 Billion ▲ +45 days
2023 0 days Skr459.00 Million Skr3.57 Billion/day Skr- Skr- ▲ +3 days
2022 -3 days Skr-4.20 Billion Skr1.52 Billion/day Skr- Skr-4.64 Billion ▼ -3 days
2021 0 days Skr495.00 Million Skr1.30 Billion/day Skr- Skr- ▼ 0 days
2020 0 days Skr548.00 Million Skr1.19 Billion/day Skr- Skr- ▼ -4608 days
2019 4608 days Skr47.24 Billion Skr10.25 Million/day Skr- Skr46.68 Billion ▲ +4594 days
2018 15 days Skr40.20 Billion Skr2.75 Billion/day Skr- Skr39.81 Billion ▲ +4 days
2017 10 days Skr26.12 Billion Skr2.49 Billion/day Skr- Skr25.56 Billion ▼ -12 days
2016 23 days Skr52.64 Billion Skr2.33 Billion/day Skr- Skr49.71 Billion ▲ +6 days
2015 16 days Skr40.17 Billion Skr2.50 Billion/day Skr- Skr36.40 Billion ▼ -20 days
2014 36 days Skr84.74 Billion Skr2.36 Billion/day Skr- Skr80.08 Billion ▲ +5 days
2013 30 days Skr61.56 Billion Skr2.03 Billion/day Skr- Skr55.66 Billion ▲ +27 days
2012 3 days Skr6.28 Billion Skr1.93 Billion/day Skr- Skr- ▼ 0 days
2011 4 days Skr7.03 Billion Skr1.94 Billion/day Skr- Skr- ▲ +1 days
2010 3 days Skr5.08 Billion Skr1.86 Billion/day Skr- Skr- ▲ +0 days
2009 3 days Skr5.23 Billion Skr2.09 Billion/day Skr- Skr- ▲ +1 days
2008 2 days Skr3.98 Billion Skr2.27 Billion/day Skr- Skr- ▼ -2 days
2007 4 days Skr7.04 Billion Skr1.73 Billion/day Skr- Skr- ▲ +1 days
2006 3 days Skr4.47 Billion Skr1.48 Billion/day Skr- Skr- ▼ 0 days
2005 3 days Skr3.88 Billion Skr1.25 Billion/day Skr- Skr- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)