First International Bank of Israel Ltd (FIBI) — Cash Flow Quality Index
First International Bank of Israel Ltd (FIBI) has a Cash Flow Quality Index of -0.54x as of December 2025. Operating cash flow of ILA-277.00 Million is below net income of ILA512.00 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore First International Bank of Israel Ltd cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
First International Bank of Israel Ltd Cash Flow Quality Index (2004–2025)
Historical Cash Flow Quality Index for First International Bank of Israel Ltd across 22 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see cash flow conversion of First International Bank of Israel Ltd.
Annual Cash Flow Quality Index for First International Bank of Israel Ltd (2004–2025)
Year-by-year earnings quality comparison for First International Bank of Israel Ltd.
| Year | Quality Index | Operating CF (ILA) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.35x | ILA3.04 Billion | ILA2.26 Billion | ▲ +126.9% |
| 2024 | 0.59x | ILA1.47 Billion | ILA2.48 Billion | ▲ +0.8% |
| 2023 | 0.59x | ILA1.33 Billion | ILA2.26 Billion | ▼ -70.4% |
| 2022 | 1.99x | ILA3.43 Billion | ILA1.73 Billion | ▲ +362.6% |
| 2021 | -0.76x | ILA-1.10 Billion | ILA1.46 Billion | ▼ -195.4% |
| 2020 | 0.79x | ILA625.00 Million | ILA788.00 Million | ▼ -7.2% |
| 2019 | 0.85x | ILA772.00 Million | ILA903.00 Million | ▼ -77.0% |
| 2018 | 3.72x | ILA2.86 Billion | ILA767.00 Million | ▲ +239.9% |
| 2017 | 1.10x | ILA789.00 Million | ILA720.00 Million | ▼ -41.9% |
| 2016 | 1.89x | ILA1.06 Billion | ILA560.00 Million | ▼ -84.3% |
| 2015 | 12.00x | ILA5.74 Billion | ILA478.00 Million | ▲ +10.0% |
| 2014 | 10.91x | ILA5.17 Billion | ILA474.00 Million | ▲ +25.0% |
| 2013 | 8.73x | ILA4.87 Billion | ILA558.00 Million | ▲ +63.5% |
| 2012 | 5.34x | ILA3.20 Billion | ILA599.00 Million | ▲ +357.7% |
| 2011 | -2.07x | ILA-1.03 Billion | ILA499.00 Million | ▲ +81.9% |
| 2010 | -11.45x | ILA-5.25 Billion | ILA458.00 Million | ▼ -921.5% |
| 2009 | 1.39x | ILA792.00 Million | ILA568.00 Million | ▼ -80.7% |
| 2008 | 7.23x | ILA1.16 Billion | ILA161.00 Million | ▲ +265.2% |
| 2007 | 1.98x | ILA1.47 Billion | ILA744.00 Million | ▼ -13.6% |
| 2006 | 2.29x | ILA1.17 Billion | ILA509.00 Million | ▲ +5.4% |
| 2005 | 2.17x | ILA985.00 Million | ILA453.00 Million | ▼ -36.7% |
| 2004 | 3.43x | ILA831.00 Million | ILA242.00 Million | — |