First International Bank of Israel Ltd (FIBI) — Cash Flow Quality Index
First International Bank of Israel Ltd (FIBI) has a Cash Flow Quality Index of -0.54x as of December 2025. Operating cash flow of ILA-277.00 Million is below net income of ILA512.00 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore First International Bank of Israel Ltd long-term investment intensity to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
First International Bank of Israel Ltd Cash Flow Quality Index (2004–2025)
Historical Cash Flow Quality Index for First International Bank of Israel Ltd across 22 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check FIBI intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for First International Bank of Israel Ltd (2004–2025)
Year-by-year earnings quality comparison for First International Bank of Israel Ltd. For live market cap and the full company financial profile, see FIBI market cap.
| Year | Quality Index | Operating CF (ILA) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.35x | ILA3.04 Billion | ILA2.26 Billion | ▲ +126.9% |
| 2024 | 0.59x | ILA1.47 Billion | ILA2.48 Billion | ▲ +0.8% |
| 2023 | 0.59x | ILA1.33 Billion | ILA2.26 Billion | ▼ -70.4% |
| 2022 | 1.99x | ILA3.43 Billion | ILA1.73 Billion | ▲ +362.6% |
| 2021 | -0.76x | ILA-1.10 Billion | ILA1.46 Billion | ▼ -195.4% |
| 2020 | 0.79x | ILA625.00 Million | ILA788.00 Million | ▼ -7.2% |
| 2019 | 0.85x | ILA772.00 Million | ILA903.00 Million | ▼ -77.0% |
| 2018 | 3.72x | ILA2.86 Billion | ILA767.00 Million | ▲ +239.9% |
| 2017 | 1.10x | ILA789.00 Million | ILA720.00 Million | ▼ -41.9% |
| 2016 | 1.89x | ILA1.06 Billion | ILA560.00 Million | ▼ -84.3% |
| 2015 | 12.00x | ILA5.74 Billion | ILA478.00 Million | ▲ +10.0% |
| 2014 | 10.91x | ILA5.17 Billion | ILA474.00 Million | ▲ +25.0% |
| 2013 | 8.73x | ILA4.87 Billion | ILA558.00 Million | ▲ +63.5% |
| 2012 | 5.34x | ILA3.20 Billion | ILA599.00 Million | ▲ +357.7% |
| 2011 | -2.07x | ILA-1.03 Billion | ILA499.00 Million | ▲ +81.9% |
| 2010 | -11.45x | ILA-5.25 Billion | ILA458.00 Million | ▼ -921.5% |
| 2009 | 1.39x | ILA792.00 Million | ILA568.00 Million | ▼ -80.7% |
| 2008 | 7.23x | ILA1.16 Billion | ILA161.00 Million | ▲ +265.2% |
| 2007 | 1.98x | ILA1.47 Billion | ILA744.00 Million | ▼ -13.6% |
| 2006 | 2.29x | ILA1.17 Billion | ILA509.00 Million | ▲ +5.4% |
| 2005 | 2.17x | ILA985.00 Million | ILA453.00 Million | ▼ -36.7% |
| 2004 | 3.43x | ILA831.00 Million | ILA242.00 Million | — |