First International Bank of Israel Ltd (FIBI) - Net Assets

Latest as of December 2025: ILA15.20 Billion ILA ≈ $40.75 Million USD

Based on the latest financial reports, First International Bank of Israel Ltd (FIBI) has net assets worth ILA15.20 Billion ILA (≈ $40.75 Million USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (ILA277.83 Billion ≈ $744.86 Million USD) and total liabilities (ILA262.63 Billion ≈ $704.11 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check First International Bank of Israel Ltd tangible book value ratio to evaluate the tangible quality of the company's equity base.

Key Net Assets Metrics

Metric	Value
Current Net Assets	ILA15.20 Billion
% of Total Assets	5.47%
Annual Growth Rate	6.55%
5-Year Change	45.63%
10-Year Change	91.57%
Growth Volatility	5.77

First International Bank of Israel Ltd - Net Assets Trend (2000–2025)

This chart illustrates how First International Bank of Israel Ltd's net assets have evolved over time, based on quarterly financial data. See how many days can First International Bank of Israel Ltd fund operations to measure how many days the company can operate on defensive assets alone.

Annual Net Assets for First International Bank of Israel Ltd (2000–2025)

The table below shows the annual net assets of First International Bank of Israel Ltd from 2000 to 2025. For live valuation and market cap data, see FIBI stock market capitalisation.

Year	Net Assets	Change
2025-12-31	ILA15.20 Billion ≈ $40.75 Million	+7.92%
2024-12-31	ILA14.08 Billion ≈ $37.76 Million	+11.37%
2023-12-31	ILA12.65 Billion ≈ $33.90 Million	+14.60%
2022-12-31	ILA11.04 Billion ≈ $29.58 Million	+5.73%
2021-12-31	ILA10.44 Billion ≈ $27.98 Million	+9.46%
2020-12-31	ILA9.54 Billion ≈ $25.56 Million	+6.85%
2019-12-31	ILA8.92 Billion ≈ $23.92 Million	+6.07%
2018-12-31	ILA8.41 Billion ≈ $22.55 Million	+0.35%
2017-12-31	ILA8.38 Billion ≈ $22.48 Million	+5.67%
2016-12-31	ILA7.93 Billion ≈ $21.27 Million	+3.54%
2015-12-31	ILA7.66 Billion ≈ $20.54 Million	+8.80%
2014-12-31	ILA7.04 Billion ≈ $18.88 Million	-1.08%
2013-12-31	ILA7.12 Billion ≈ $19.09 Million	+5.14%
2012-12-31	ILA6.77 Billion ≈ $18.16 Million	+12.96%
2011-12-31	ILA6.00 Billion ≈ $16.07 Million	-2.66%
2010-12-31	ILA6.16 Billion ≈ $16.51 Million	-8.55%
2009-12-31	ILA6.74 Billion ≈ $18.06 Million	+12.08%
2008-12-31	ILA6.01 Billion ≈ $16.11 Million	+3.18%
2007-12-31	ILA5.82 Billion ≈ $15.61 Million	+15.65%
2006-12-31	ILA5.04 Billion ≈ $13.50 Million	+17.72%
2005-12-31	ILA4.28 Billion ≈ $11.47 Million	+9.50%
2004-12-31	ILA3.91 Billion ≈ $10.47 Million	+6.11%
2003-12-31	ILA3.68 Billion ≈ $9.87 Million	+6.02%
2002-12-31	ILA3.47 Billion ≈ $9.31 Million	+4.01%
2001-12-31	ILA3.34 Billion ≈ $8.95 Million	+7.19%
2000-12-31	ILA3.12 Billion ≈ $8.35 Million	--

Equity Component Analysis

This analysis shows how different components contribute to First International Bank of Israel Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 547.8% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component	Amount	Percentage
Retained Earnings	ILA13.75 Billion	94.06%
Common Stock	ILA614.00 Million	4.20%
Other Comprehensive Income	ILA-59.00 Million	-0.40%
Other Components	ILA313.00 Million	2.14%
Total Equity	ILA14.61 Billion	100.00%

First International Bank of Israel Ltd Competitors by Market Cap

The table below lists competitors of First International Bank of Israel Ltd ranked by their market capitalization.

Company	Market Cap
China Resources Sanjiu Medical & Pharmaceutical Co Ltd SHE:000999	$5.91 Billion
Asia Potash International Investment Guangzhou Co Ltd SHE:000893	$5.91 Billion
Wallenius Wilhelmsen Logistics ASA OL:WAWI	$5.91 Billion
ZALANDO SE UNSP.ADR /2 F:ZAL1	$5.91 Billion
SHISEIDO CO. ADR F:SHDA	$5.90 Billion
Northam Platinum Holdings Ltd JSE:NPH	$5.90 Billion
Mianyang Fulin Precision Machining Co Ltd SHE:300432	$5.89 Billion
MRF Limited NSE:MRF	$5.89 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in First International Bank of Israel Ltd's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 13,430,000,000 to 14,614,000,000, a change of 1,184,000,000 (8.8%).
Net income of 2,260,000,000 contributed positively to equity growth.
Dividend payments of 1,195,000,000 reduced retained earnings.
Other comprehensive income decreased equity by 59,000,000.
Other factors increased equity by 178,000,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	ILA2.26 Billion	+15.46%
Dividends Paid	ILA1.20 Billion	-8.18%
Other Comprehensive Income	ILA-59.00 Million	-0.4%
Other Changes	ILA178.00 Million	+1.22%
Total Change	ILA-	8.82%

Book Value vs Market Value Analysis

This analysis compares First International Bank of Israel Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 150.80x
The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
The price-to-book ratio has decreased from 593.17x to 150.80x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2004-12-31	ILA37.02	ILA21960.00	x
2005-12-31	ILA41.38	ILA21960.00	x
2006-12-31	ILA46.91	ILA21960.00	x
2007-12-31	ILA54.30	ILA21960.00	x
2008-12-31	ILA54.73	ILA21960.00	x
2009-12-31	ILA61.45	ILA21960.00	x
2010-12-31	ILA57.31	ILA21960.00	x
2011-12-31	ILA57.91	ILA21960.00	x
2012-12-31	ILA65.41	ILA21960.00	x
2013-12-31	ILA68.69	ILA21960.00	x
2014-12-31	ILA67.75	ILA21960.00	x
2015-12-31	ILA73.75	ILA21960.00	x
2016-12-31	ILA76.26	ILA21960.00	x
2017-12-31	ILA80.67	ILA21960.00	x
2018-12-31	ILA80.66	ILA21960.00	x
2019-12-31	ILA85.40	ILA21960.00	x
2020-12-31	ILA91.11	ILA21960.00	x
2021-12-31	ILA99.70	ILA21960.00	x
2022-12-31	ILA105.24	ILA21960.00	x
2023-12-31	ILA120.31	ILA21960.00	x
2024-12-31	ILA133.86	ILA21960.00	x
2025-12-31	ILA145.62	ILA21960.00	x

Capital Efficiency Dashboard

This dashboard shows how efficiently First International Bank of Israel Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 15.46%
The company demonstrates strong efficiency in generating profits from shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 16.29%
• Asset Turnover: 0.05x
• Equity Multiplier: 19.01x
Recent ROE (15.46%) is above the historical average (10.10%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2004	6.52%	10.69%	0.03x	18.48x	ILA-129.40 Million
2005	10.83%	16.83%	0.04x	17.20x	ILA34.90 Million
2006	10.74%	11.64%	0.05x	18.26x	ILA35.00 Million
2007	13.56%	21.43%	0.04x	16.86x	ILA195.40 Million
2008	2.93%	5.01%	0.03x	18.02x	ILA-388.10 Million
2009	9.21%	14.47%	0.04x	16.96x	ILA-48.50 Million
2010	7.62%	8.96%	0.05x	17.51x	ILA-137.00 Million
2011	8.26%	8.93%	0.05x	17.40x	ILA-101.00 Million
2012	8.58%	10.76%	0.05x	16.06x	ILA-93.30 Million
2013	7.81%	11.08%	0.04x	16.12x	ILA-151.20 Million
2014	6.69%	10.90%	0.04x	17.33x	ILA-224.70 Million
2015	6.03%	11.97%	0.03x	16.96x	ILA-293.90 Million
2016	6.81%	13.43%	0.03x	16.72x	ILA-244.10 Million
2017	8.38%	16.94%	0.03x	16.77x	ILA-131.40 Million
2018	9.06%	16.44%	0.03x	16.57x	ILA-76.30 Million
2019	10.10%	19.27%	0.03x	16.47x	ILA8.20 Million
2020	8.20%	17.66%	0.03x	18.35x	ILA-164.10 Million
2021	14.05%	29.59%	0.03x	18.04x	ILA404.70 Million
2022	15.79%	25.20%	0.03x	18.56x	ILA611.10 Million
2023	17.99%	19.14%	0.05x	18.36x	ILA964.90 Million
2024	17.65%	18.36%	0.05x	18.51x	ILA1.03 Billion
2025	15.46%	16.29%	0.05x	19.01x	ILA798.60 Million

Industry Comparison

This section compares First International Bank of Israel Ltd's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $56,808,097,000
Average return on equity (ROE) among peers: 5.28%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
First International Bank of Israel Ltd (FIBI)	ILA15.20 Billion	6.52%	17.28x	$5.90 Billion
Israel Discount Bank Ltd (DSCT)	$5.62 Billion	-0.68%	23.82x	$9.44 Billion
Export Inv (EXPO)	$537.58 Million	-1.32%	24.09x	$217.97 Million
FIBI Holdings Ltd (FIBIH)	$8.93 Billion	4.65%	14.80x	$2.68 Billion
Jerusalem (JBNK)	$1.50 Billion	10.33%	13.97x	$402.88 Million
Bank Leumi Le-Israel B.M (LUMI)	$68.14 Billion	15.06%	11.81x	$26.01 Billion
Mizrahi Tefahot (MZTF)	$19.67 Billion	8.19%	17.31x	$13.64 Billion
Bank Hapoalim (POLI)	$293.27 Billion	0.75%	0.09x	$23.79 Billion

About First International Bank of Israel Ltd

TA:FIBI Israel Banks - Regional

Market Cap

$5.90 Billion

ILA2.20 Trillion ILA

Market Cap Rank

#3265 Global

#16 in Israel

Share Price

ILA21960.00

Change (1 day)

-1.26%

52-Week Range

ILA21620.00 - ILA29760.00

All Time High

ILA29760.00