First International Bank of Israel Ltd (FIBI) - Net Assets

Latest as of September 2025: ILA15.23 Billion ILA ≈ $40.82 Million USD

Based on the latest financial reports, First International Bank of Israel Ltd (FIBI) has net assets worth ILA15.23 Billion ILA (≈ $40.82 Million USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (ILA269.50 Billion ≈ $722.52 Million USD) and total liabilities (ILA254.27 Billion ≈ $681.70 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore FIBI asset base for the complete picture of this company's asset base.

Key Net Assets Metrics

Metric	Value
Current Net Assets	ILA15.23 Billion
% of Total Assets	5.65%
Annual Growth Rate	6.49%
5-Year Change	47.71%
10-Year Change	91.96%
Growth Volatility	5.38

First International Bank of Israel Ltd - Net Assets Trend (2000–2024)

This chart illustrates how First International Bank of Israel Ltd's net assets have evolved over time, based on quarterly financial data. For live valuation and market cap data, see First International Bank of Israel Ltd market capitalisation.

Annual Net Assets for First International Bank of Israel Ltd (2000–2024)

The table below shows the annual net assets of First International Bank of Israel Ltd from 2000 to 2024. Explore First International Bank of Israel Ltd cash flow conversion to assess how effectively this company generates cash.

Year	Net Assets	Change
2024-12-31	ILA14.08 Billion ≈ $37.76 Million	+11.37%
2023-12-31	ILA12.65 Billion ≈ $33.90 Million	+14.60%
2022-12-31	ILA11.04 Billion ≈ $29.58 Million	+5.73%
2021-12-31	ILA10.44 Billion ≈ $27.98 Million	+9.46%
2020-12-31	ILA9.54 Billion ≈ $25.56 Million	+6.85%
2019-12-31	ILA8.92 Billion ≈ $23.92 Million	+6.07%
2018-12-31	ILA8.41 Billion ≈ $22.55 Million	+0.35%
2017-12-31	ILA8.38 Billion ≈ $22.48 Million	+5.67%
2016-12-31	ILA7.93 Billion ≈ $21.27 Million	+8.14%
2015-12-31	ILA7.34 Billion ≈ $19.67 Million	+1.75%
2014-12-31	ILA7.21 Billion ≈ $19.33 Million	+1.28%
2013-12-31	ILA7.12 Billion ≈ $19.09 Million	+5.14%
2012-12-31	ILA6.77 Billion ≈ $18.16 Million	+7.68%
2011-12-31	ILA6.29 Billion ≈ $16.86 Million	+1.35%
2010-12-31	ILA6.21 Billion ≈ $16.64 Million	-7.87%
2009-12-31	ILA6.74 Billion ≈ $18.06 Million	+12.08%
2008-12-31	ILA6.01 Billion ≈ $16.11 Million	+3.18%
2007-12-31	ILA5.82 Billion ≈ $15.61 Million	+15.65%
2006-12-31	ILA5.04 Billion ≈ $13.50 Million	+17.72%
2005-12-31	ILA4.28 Billion ≈ $11.47 Million	+9.50%
2004-12-31	ILA3.91 Billion ≈ $10.47 Million	+6.11%
2003-12-31	ILA3.68 Billion ≈ $9.87 Million	+6.02%
2002-12-31	ILA3.47 Billion ≈ $9.31 Million	+4.01%
2001-12-31	ILA3.34 Billion ≈ $8.95 Million	+7.19%
2000-12-31	ILA3.12 Billion ≈ $8.35 Million	--

Equity Component Analysis

This analysis shows how different components contribute to First International Bank of Israel Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 497.6% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component	Amount	Percentage
Retained Earnings	ILA12.68 Billion	94.42%
Other Components	ILA749.00 Million	5.58%
Total Equity	ILA13.43 Billion	100.00%

First International Bank of Israel Ltd Competitors by Market Cap

The table below lists competitors of First International Bank of Israel Ltd ranked by their market capitalization.

Company	Market Cap
International Games System Co Ltd TWO:3293	$6.64 Billion
Light & Wonder Inc AU:LNW	$6.64 Billion
Kesko Oyj HE:KESKOB	$6.64 Billion
Unicaja Banco SA MC:UNI	$6.65 Billion
SBI Cards and Payment Services Limited NSE:SBICARD	$6.63 Billion
Baic Bluepark New Energy Technology SHG:600733	$6.62 Billion
Yunnan Chihong Zinc&Germanium Co Ltd SHG:600497	$6.62 Billion
KION GROUP AG ADRS/1/4 F:KGX1	$6.62 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in First International Bank of Israel Ltd's equity between the two most recent reporting periods.

Equity Growth Insights

From 2023 to 2024, total equity changed from 12,071,000,000 to 13,430,000,000, a change of 1,359,000,000 (11.3%).
Net income of 2,371,000,000 contributed positively to equity growth.
Dividend payments of 989,000,000 reduced retained earnings.

Equity Change Factors (2023 to 2024)

Factor	Impact	Contribution
Net Income	ILA2.37 Billion	+17.65%
Dividends Paid	ILA989.00 Million	-7.36%
Other Changes	ILA-23.00 Million	-0.17%
Total Change	ILA-	11.26%

Book Value vs Market Value Analysis

This analysis compares First International Bank of Israel Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 184.15x
The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
The price-to-book ratio has decreased from 305.55x to 184.15x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2017-12-31	ILA80.67	ILA24650.00	x
2018-12-31	ILA80.66	ILA24650.00	x
2019-12-31	ILA85.40	ILA24650.00	x
2020-12-31	ILA91.11	ILA24650.00	x
2021-12-31	ILA99.70	ILA24650.00	x
2022-12-31	ILA105.24	ILA24650.00	x
2023-12-31	ILA120.31	ILA24650.00	x
2024-12-31	ILA133.86	ILA24650.00	x

Capital Efficiency Dashboard

This dashboard shows how efficiently First International Bank of Israel Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 17.65%
The company demonstrates strong efficiency in generating profits from shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 36.15%
• Asset Turnover: 0.03x
• Equity Multiplier: 18.51x
Recent ROE (17.65%) is above the historical average (10.32%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2010	8.36%	17.21%	0.03x	17.40x	ILA-94.70 Million
2011	8.24%	7.66%	0.06x	17.18x	ILA-103.80 Million
2012	8.79%	11.74%	0.05x	16.06x	ILA-79.30 Million
2013	8.27%	11.32%	0.05x	16.12x	ILA-119.20 Million
2014	6.86%	12.35%	0.03x	16.90x	ILA-218.50 Million
2015	6.31%	12.70%	0.03x	17.74x	ILA-261.30 Million
2016	6.81%	14.94%	0.03x	16.72x	ILA-244.10 Million
2017	8.38%	18.83%	0.03x	16.77x	ILA-131.40 Million
2018	9.06%	18.60%	0.03x	16.57x	ILA-76.30 Million
2019	10.10%	21.59%	0.03x	16.47x	ILA8.20 Million
2020	8.20%	18.73%	0.02x	18.35x	ILA-164.10 Million
2021	14.05%	31.98%	0.02x	18.04x	ILA404.70 Million
2022	15.79%	31.73%	0.03x	18.56x	ILA611.10 Million
2023	17.99%	33.62%	0.03x	18.36x	ILA964.90 Million
2024	17.65%	36.15%	0.03x	18.51x	ILA1.03 Billion

Industry Comparison

This section compares First International Bank of Israel Ltd's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $34,175,684,857
Average return on equity (ROE) among peers: 7.96%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
First International Bank of Israel Ltd (FIBI)	ILA15.23 Billion	8.36%	16.70x	$6.63 Billion
Israel Discount Bank Ltd (DSCT)	$176.29 Billion	0.52%	0.07x	$10.78 Billion
Export Inv (EXPO)	$1.37 Billion	9.07%	15.37x	$245.18 Million
FIBI Holdings Ltd (FIBIH)	$11.04 Billion	7.26%	16.74x	$2.91 Billion
Jerusalem (JBNK)	$1.37 Billion	9.84%	14.96x	$445.23 Million
Bank Leumi Le-Israel B.M (LUMI)	$26.14 Billion	5.41%	14.19x	$1.08 Billion
Mizrahi Tefahot (MZTF)	$10.34 Billion	10.43%	16.38x	$16.17 Billion
Bank Hapoalim (POLI)	$12.69 Billion	13.18%	16.58x	$27.88 Billion

About First International Bank of Israel Ltd

TA:FIBI Israel Banks - Regional

Market Cap

$6.63 Billion

ILA2.47 Trillion ILA

Market Cap Rank

#2979 Global

#14 in Israel

Share Price

ILA24650.00

Change (1 day)

-0.24%

52-Week Range

ILA20050.00 - ILA29760.00

All Time High

ILA29760.00