First Merchants Corporation (FRME) — Cash Flow Reinvestment Rate

Latest as of December 2025: 0.23x

First Merchants Corporation (FRME) has a Cash Flow Reinvestment Rate of 0.23x as of December 2025, reinvesting $18.52 Million (capex $0.00 plus investments $18.52 Million) from operating cash flow of $80.71 Million. Explore First Merchants Corporation capex to cash flow ratio to see what proportion of operating cash flow is directed to capital expenditures.

Reinvestment Rate

0.23x
(Capex + Investments) / Operating CF

Total Reinvested

$18.52 Million
Capex + Investments

Operating Cash Flow

$80.71 Million
USD

Capital Expenditures

$0.00
USD

First Merchants Corporation Cash Flow Reinvestment Rate (1989–2025)

Historical reinvestment intensity for First Merchants Corporation across 37 annual periods. Also explore First Merchants Corporation balance sheet assets for the complete picture of this company's asset base.

Annual Cash Flow Reinvestment Rate for First Merchants Corporation (1989–2025)

Year-by-year capital reinvestment analysis for First Merchants Corporation. For live market cap and broader valuation context, see FRME stock market capitalisation.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 0.34x $97.11 Million $283.65 Million $0.00 ▼ -63.9%
2024 0.95x $252.42 Million $266.21 Million $0.00 ▼ -10.9%
2023 1.06x $275.59 Million $258.83 Million $0.00 ▼ -52.1%
2022 2.22x $595.84 Million $268.05 Million $0.00 ▼ -69.8%
2021 7.37x $1.53 Billion $207.38 Million $64.27 Million ▼ -2.7%
2020 7.58x $1.55 Billion $204.81 Million $0.00 ▲ +2.2%
2019 7.42x $1.32 Billion $178.41 Million $312.44 Million ▲ +128.7%
2018 3.24x $584.70 Million $180.24 Million $9.12 Million ▼ -63.9%
2017 8.98x $1.14 Billion $126.50 Million $432.06 Million ▲ +99.3%
2016 4.51x $467.30 Million $103.72 Million $9.97 Million ▼ -62.8%
2015 12.10x $685.56 Million $56.66 Million $325.37 Million ▲ +225.3%
2014 3.72x $282.07 Million $75.84 Million $146.03 Million ▲ +220.3%
2013 1.16x $212.62 Million $183.13 Million $53.89 Million ▼ -36.4%
2012 1.82x $128.22 Million $70.27 Million $108.63 Million ▲ +303.3%
2011 0.45x $38.67 Million $85.48 Million $13.61 Million
2010 0.00x $0.00 $81.05 Million $0.00
2009 0.00x $0.00 $17.61 Million $0.00
2008 0.00x $0.00 $39.01 Million $0.00
2007 0.00x $0.00 $49.61 Million $0.00
2006 0.00x $0.00 $36.28 Million $0.00
2005 0.00x $0.00 $46.49 Million $0.00
2004 0.00x $0.00 $39.95 Million $0.00
2003 0.00x $0.00 $65.67 Million $0.00 ▼ -100.0%
2002 0.27x $4.85 Million $17.70 Million $4.85 Million ▲ +251.2%
2001 0.08x $2.44 Million $31.21 Million $2.44 Million ▼ -47.2%
2000 0.15x $4.41 Million $29.79 Million $4.41 Million ▲ +2.8%
1999 0.14x $3.70 Million $25.70 Million $3.70 Million ▼ -46.3%
1998 0.27x $5.20 Million $19.40 Million $5.20 Million ▲ +99.0%
1997 0.13x $2.60 Million $19.30 Million $2.60 Million ▲ +7.8%
1996 0.13x $2.10 Million $16.80 Million $2.10 Million ▼ -29.8%
1995 0.18x $2.10 Million $11.80 Million $2.10 Million ▲ +85.4%
1994 0.10x $1.20 Million $12.50 Million $1.20 Million ▼ -58.3%
1993 0.23x $2.60 Million $11.30 Million $2.60 Million ▲ +75.9%
1992 0.13x $1.40 Million $10.70 Million $1.40 Million ▲ +13.0%
1991 0.12x $1.10 Million $9.50 Million $1.10 Million ▲ +80.6%
1990 0.06x $500.00K $7.80 Million $500.00K ▼ -30.4%
1989 0.09x $700.00K $7.60 Million $700.00K
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow