First Merchants Corporation (FRME) — Cash Flow-to-Debt Ratio
First Merchants Corporation (FRME) has a Cash Flow-to-Debt Ratio of 0.00x as of December 2025, meaning its operating cash flow of $80.71 Million could theoretically repay 0% of its total liabilities ($16.56 Billion) in one year. Explore FRME long-term investments to assets to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
First Merchants Corporation Cash Flow-to-Debt Ratio (1989–2025)
Historical debt coverage capacity for First Merchants Corporation across 37 annual periods. Also explore First Merchants Corporation total assets for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for First Merchants Corporation (1989–2025)
Year-by-year debt coverage analysis for First Merchants Corporation. For market capitalisation and broader financial context, see First Merchants Corporation (FRME) total market value.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | $283.65 Million | $16.56 Billion | ▲ +3.0% |
| 2024 | 0.02x | $266.21 Million | $16.01 Billion | ▲ +3.8% |
| 2023 | 0.02x | $258.83 Million | $16.16 Billion | ▼ -5.0% |
| 2022 | 0.02x | $268.05 Million | $15.90 Billion | ▲ +10.0% |
| 2021 | 0.02x | $207.38 Million | $13.54 Billion | ▼ -8.8% |
| 2020 | 0.02x | $204.81 Million | $12.19 Billion | ▲ +0.5% |
| 2019 | 0.02x | $178.41 Million | $10.67 Billion | ▼ -21.4% |
| 2018 | 0.02x | $180.24 Million | $8.48 Billion | ▲ +35.5% |
| 2017 | 0.02x | $126.50 Million | $8.06 Billion | ▼ -4.6% |
| 2016 | 0.02x | $103.72 Million | $6.31 Billion | ▲ +71.5% |
| 2015 | 0.01x | $56.66 Million | $5.91 Billion | ▼ -35.6% |
| 2014 | 0.01x | $75.84 Million | $5.10 Billion | ▼ -61.0% |
| 2013 | 0.04x | $183.13 Million | $4.80 Billion | ▲ +103.6% |
| 2012 | 0.02x | $70.27 Million | $3.75 Billion | ▼ -19.9% |
| 2011 | 0.02x | $85.48 Million | $3.66 Billion | ▲ +7.1% |
| 2010 | 0.02x | $81.05 Million | $3.72 Billion | ▲ +397.5% |
| 2009 | 0.00x | $17.61 Million | $4.02 Billion | ▼ -50.7% |
| 2008 | 0.01x | $39.01 Million | $4.39 Billion | ▼ -38.3% |
| 2007 | 0.01x | $49.61 Million | $3.44 Billion | ▲ +28.2% |
| 2006 | 0.01x | $36.28 Million | $3.23 Billion | ▼ -29.3% |
| 2005 | 0.02x | $46.49 Million | $2.92 Billion | ▲ +14.5% |
| 2004 | 0.01x | $39.95 Million | $2.88 Billion | ▼ -41.4% |
| 2003 | 0.02x | $65.67 Million | $2.77 Billion | ▲ +223.6% |
| 2002 | 0.01x | $17.70 Million | $2.42 Billion | ▼ -62.3% |
| 2001 | 0.02x | $31.21 Million | $1.61 Billion | ▼ -4.5% |
| 2000 | 0.02x | $29.79 Million | $1.47 Billion | ▲ +6.6% |
| 1999 | 0.02x | $25.70 Million | $1.35 Billion | ▲ +18.8% |
| 1998 | 0.02x | $19.40 Million | $1.21 Billion | ▼ -25.3% |
| 1997 | 0.02x | $19.30 Million | $898.10 Million | ▲ +9.4% |
| 1996 | 0.02x | $16.80 Million | $855.30 Million | ▲ +4.4% |
| 1995 | 0.02x | $11.80 Million | $627.40 Million | ▼ -13.7% |
| 1994 | 0.02x | $12.50 Million | $573.60 Million | ▲ +7.5% |
| 1993 | 0.02x | $11.30 Million | $557.30 Million | ▲ +4.8% |
| 1992 | 0.02x | $10.70 Million | $553.00 Million | ▲ +9.6% |
| 1991 | 0.02x | $9.50 Million | $538.10 Million | ▲ +10.9% |
| 1990 | 0.02x | $7.80 Million | $489.80 Million | ▼ -0.6% |
| 1989 | 0.02x | $7.60 Million | $474.60 Million | — |