Bell Financial Group Ltd (BFG) — Cash Flow-to-Debt Ratio

Latest as of December 2025: 0.06x

Bell Financial Group Ltd (BFG) has a Cash Flow-to-Debt Ratio of 0.06x as of December 2025, meaning its operating cash flow of AU$47.97 Million could theoretically repay 0% of its total liabilities (AU$866.82 Million) in one year. See Bell Financial Group Ltd (BFG) financial flexibility to measure the company's free cash flow as a share of total liabilities.

CF-to-Debt Ratio

0.06x
Operating CF / Total Liabilities

Operating Cash Flow

AU$47.97 Million
AUD

Total Liabilities

AU$866.82 Million
AUD

Data as of

Dec 2025
Most recent filing

Bell Financial Group Ltd Cash Flow-to-Debt Ratio (2007–2025)

Historical debt coverage capacity for Bell Financial Group Ltd across 19 annual periods. For the full cash flow conversion analysis, see BFG operating cash flow.

Annual Cash Flow-to-Debt Ratio for Bell Financial Group Ltd (2007–2025)

Year-by-year debt coverage analysis for Bell Financial Group Ltd. Check how high is Bell Financial Group Ltd's earnings quality to evaluate the quality of earnings relative to operating cash generation.

Year CF-to-Debt Ratio Operating CF (AUD) Total Liabilities YoY Change
2025 0.09x AU$79.36 Million AU$866.82 Million ▲ +3712.2%
2024 0.00x AU$-2.06 Million AU$813.11 Million ▲ +95.5%
2023 -0.06x AU$-51.11 Million AU$913.36 Million ▼ -256.8%
2022 0.04x AU$36.34 Million AU$1.02 Billion ▲ +239.4%
2021 0.01x AU$11.65 Million AU$1.11 Billion ▼ -93.5%
2020 0.16x AU$135.20 Million AU$835.35 Million ▲ +203.3%
2019 0.05x AU$47.02 Million AU$881.11 Million ▼ -95.4%
2018 1.16x AU$33.19 Million AU$28.67 Million ▼ -41.2%
2017 1.97x AU$54.92 Million AU$27.90 Million ▲ +83.7%
2016 1.07x AU$20.93 Million AU$19.53 Million ▲ +375.1%
2015 -0.39x AU$-8.75 Million AU$22.45 Million ▼ -138.7%
2014 1.01x AU$17.88 Million AU$17.78 Million ▼ -69.4%
2013 3.29x AU$48.23 Million AU$14.65 Million ▲ +5598.4%
2012 0.06x AU$15.61 Million AU$270.19 Million ▲ +241.2%
2011 -0.04x AU$-10.88 Million AU$265.87 Million ▼ -116.8%
2010 0.24x AU$86.12 Million AU$353.15 Million ▲ +122.2%
2009 0.11x AU$40.22 Million AU$366.56 Million ▼ -61.4%
2008 0.28x AU$90.11 Million AU$316.64 Million ▲ +155.4%
2007 0.11x AU$53.54 Million AU$480.51 Million —
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.