Hannover Rück SE (HNR1) — Cash Flow-to-Debt Ratio
Hannover Rück SE (HNR1) has a Cash Flow-to-Debt Ratio of 0.03x as of December 2025, meaning its operating cash flow of €1.78 Billion could theoretically repay 0% of its total liabilities (€57.40 Billion) in one year. See how financially flexible is Hannover Rück SE to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Hannover Rück SE Cash Flow-to-Debt Ratio (2013–2025)
Historical debt coverage capacity for Hannover Rück SE across 13 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Hannover Rück SE.
Annual Cash Flow-to-Debt Ratio for Hannover Rück SE (2013–2025)
Year-by-year debt coverage analysis for Hannover Rück SE. Check HNR1 cash flow quality score to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (EUR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.10x | €5.69 Billion | €57.40 Billion | ▲ +3.6% |
| 2024 | 0.10x | €5.68 Billion | €59.44 Billion | ▼ -7.1% |
| 2023 | 0.10x | €5.63 Billion | €54.65 Billion | ▲ +55.9% |
| 2022 | 0.07x | €5.16 Billion | €78.20 Billion | ▼ -6.2% |
| 2021 | 0.07x | €4.94 Billion | €70.15 Billion | ▲ +39.1% |
| 2020 | 0.05x | €3.02 Billion | €59.60 Billion | ▲ +21.1% |
| 2019 | 0.04x | €2.51 Billion | €60.00 Billion | ▲ +3.3% |
| 2018 | 0.04x | €2.22 Billion | €54.97 Billion | ▲ +24.0% |
| 2017 | 0.03x | €1.69 Billion | €51.91 Billion | ▼ -24.7% |
| 2016 | 0.04x | €2.33 Billion | €53.79 Billion | ▼ -24.0% |
| 2015 | 0.06x | €3.10 Billion | €54.44 Billion | ▲ +54.2% |
| 2014 | 0.04x | €1.93 Billion | €52.20 Billion | ▼ -21.3% |
| 2013 | 0.05x | €2.23 Billion | €47.35 Billion | — |