Hannover Rück SE (HNR1) — Financial Flexibility Index

Latest as of December 2025: 0.03x

Hannover Rück SE (HNR1) has a Financial Flexibility Index of 0.03x as of December 2025. Free cash flow of €1.78 Billion (operating CF €1.78 Billion minus capex €0.00) represents 0% of total liabilities (€57.40 Billion). Check Hannover Rück SE strategic asset allocation index to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.03x
Free Cash Flow / Total Liabilities

Free Cash Flow

€1.78 Billion
Operating CF − Capex

Total Liabilities

€57.40 Billion
EUR

Capital Expenditures

€0.00
EUR

Hannover Rück SE Financial Flexibility Index (2013–2025)

Historical Financial Flexibility Index trend for Hannover Rück SE across 13 annual periods. See Hannover Rück SE short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for Hannover Rück SE (2013–2025)

Year-by-year free cash flow to debt coverage for Hannover Rück SE. For the full company profile including market capitalisation, see Hannover Rück SE market capitalisation.

Year Flexibility Index Free Cash Flow (EUR) Operating CF Total Liabilities YoY Change
2025 0.10x €5.69 Billion €5.69 Billion €57.40 Billion ▲ +3.6%
2024 0.10x €5.68 Billion €5.68 Billion €59.44 Billion ▼ -7.1%
2023 0.10x €5.63 Billion €5.63 Billion €54.65 Billion ▲ +55.9%
2022 0.07x €5.16 Billion €5.16 Billion €78.20 Billion ▼ -6.2%
2021 0.07x €4.94 Billion €4.94 Billion €70.15 Billion ▲ +39.1%
2020 0.05x €3.02 Billion €3.02 Billion €59.60 Billion ▲ +21.1%
2019 0.04x €2.51 Billion €2.51 Billion €60.00 Billion ▲ +3.3%
2018 0.04x €2.22 Billion €2.22 Billion €54.97 Billion ▲ +24.0%
2017 0.03x €1.69 Billion €1.69 Billion €51.91 Billion ▼ -24.7%
2016 0.04x €2.33 Billion €2.33 Billion €53.79 Billion ▼ -24.0%
2015 0.06x €3.10 Billion €3.10 Billion €54.44 Billion ▲ +54.2%
2014 0.04x €1.93 Billion €1.93 Billion €52.20 Billion ▼ -21.3%
2013 0.05x €2.23 Billion €2.23 Billion €47.35 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities