Hannover Rück SE (HNR1) — Financial Flexibility Index

Latest as of December 2025: 0.03x

Hannover Rück SE (HNR1) has a Financial Flexibility Index of 0.03x as of December 2025. Free cash flow of €1.78 Billion (operating CF €1.78 Billion minus capex €0.00) represents 0% of total liabilities (€57.40 Billion). Check HNR1 cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.03x
Free Cash Flow / Total Liabilities

Free Cash Flow

€1.78 Billion
Operating CF − Capex

Total Liabilities

€57.40 Billion
EUR

Capital Expenditures

€0.00
EUR

Hannover Rück SE Financial Flexibility Index (2013–2025)

Historical Financial Flexibility Index trend for Hannover Rück SE across 13 annual periods. For the full cash flow conversion analysis, see Hannover Rück SE cash flow conversion.

Annual Financial Flexibility Index for Hannover Rück SE (2013–2025)

Year-by-year free cash flow to debt coverage for Hannover Rück SE. Explore how well can Hannover Rück SE service its debt to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (EUR) Operating CF Total Liabilities YoY Change
2025 0.10x €5.69 Billion €5.69 Billion €57.40 Billion ▲ +3.6%
2024 0.10x €5.68 Billion €5.68 Billion €59.44 Billion ▼ -7.1%
2023 0.10x €5.63 Billion €5.63 Billion €54.65 Billion ▲ +55.9%
2022 0.07x €5.16 Billion €5.16 Billion €78.20 Billion ▼ -6.2%
2021 0.07x €4.94 Billion €4.94 Billion €70.15 Billion ▲ +39.1%
2020 0.05x €3.02 Billion €3.02 Billion €59.60 Billion ▲ +21.1%
2019 0.04x €2.51 Billion €2.51 Billion €60.00 Billion ▲ +3.3%
2018 0.04x €2.22 Billion €2.22 Billion €54.97 Billion ▲ +24.0%
2017 0.03x €1.69 Billion €1.69 Billion €51.91 Billion ▼ -24.7%
2016 0.04x €2.33 Billion €2.33 Billion €53.79 Billion ▼ -24.0%
2015 0.06x €3.10 Billion €3.10 Billion €54.44 Billion ▲ +54.2%
2014 0.04x €1.93 Billion €1.93 Billion €52.20 Billion ▼ -21.3%
2013 0.05x €2.23 Billion €2.23 Billion €47.35 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities