FirstCash Inc (FCFS) — Cash Flow-to-Debt Ratio

Latest as of September 2025: 0.05x

FirstCash Inc (FCFS) has a Cash Flow-to-Debt Ratio of 0.05x as of September 2025, meaning its operating cash flow of $135.80 Million could theoretically repay 0% of its total liabilities ($2.98 Billion) in one year. See FirstCash Inc (FCFS) free cash flow to measure how efficiently the company converts operating cash flow to free cash.

CF-to-Debt Ratio

0.05x
Operating CF / Total Liabilities

Operating Cash Flow

$135.80 Million
USD

Total Liabilities

$2.98 Billion
USD

Data as of

Sep 2025
Most recent filing

FirstCash Inc Cash Flow-to-Debt Ratio (1991–2024)

Historical debt coverage capacity for FirstCash Inc across 34 annual periods. Also explore FirstCash Inc equity growth rate to track the company's year-over-year net asset growth rate.

Annual Cash Flow-to-Debt Ratio for FirstCash Inc (1991–2024)

Year-by-year debt coverage analysis for FirstCash Inc. For market capitalisation and broader financial context, see market cap of FirstCash Inc.

Year CF-to-Debt Ratio Operating CF (USD) Total Liabilities YoY Change
2024 0.22x $539.96 Million $2.42 Billion ▲ +22.8%
2023 0.18x $416.14 Million $2.29 Billion ▼ -21.7%
2022 0.23x $469.31 Million $2.03 Billion ▲ +110.5%
2021 0.11x $223.30 Million $2.03 Billion ▼ -46.1%
2020 0.20x $222.26 Million $1.09 Billion ▼ -3.9%
2019 0.21x $231.60 Million $1.09 Billion ▼ -31.0%
2018 0.31x $243.43 Million $789.87 Million ▼ -17.8%
2017 0.38x $220.36 Million $587.45 Million ▲ +169.3%
2016 0.14x $96.85 Million $695.22 Million ▼ -51.1%
2015 0.28x $92.75 Million $325.64 Million ▼ -22.4%
2014 0.37x $97.68 Million $266.12 Million ▼ -15.9%
2013 0.44x $106.72 Million $244.61 Million ▼ -23.7%
2012 0.57x $88.79 Million $155.28 Million ▼ -70.3%
2011 1.93x $80.38 Million $41.72 Million ▲ +16.2%
2010 1.66x $73.64 Million $44.44 Million ▼ -9.2%
2009 1.82x $79.99 Million $43.85 Million ▲ +251.5%
2008 0.52x $57.55 Million $110.89 Million ▲ +198.2%
2007 0.17x $15.72 Million $90.34 Million ▼ -78.5%
2006 0.81x $36.55 Million $45.25 Million ▼ -55.4%
2005 1.81x $42.09 Million $23.25 Million ▼ -30.7%
2004 2.61x $44.13 Million $16.89 Million ▲ +83.0%
2003 1.43x $32.61 Million $22.84 Million ▲ +172.1%
2002 0.52x $23.33 Million $44.48 Million ▲ +29.2%
2001 0.41x $19.77 Million $48.70 Million ▲ +48.4%
2000 0.27x $14.63 Million $53.46 Million ▲ +160.3%
1999 0.11x $6.55 Million $62.32 Million ▲ +121.1%
1998 0.05x $2.50 Million $52.60 Million ▼ -48.4%
1997 0.09x $2.80 Million $30.40 Million ▲ +44.1%
1996 0.06x $2.00 Million $31.30 Million ▼ -33.7%
1995 0.10x $2.40 Million $24.90 Million ▲ +163.6%
1994 -0.15x $-3.00 Million $19.80 Million ▼ -284.3%
1993 0.08x $600.00K $7.30 Million ▲ +138.4%
1992 0.03x $500.00K $14.50 Million ▲ +124.1%
1991 -0.14x $-200.00K $1.40 Million
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.