FirstCash Inc (FCFS) — Defensive Interval Ratio

Latest as of September 2025: 1074 days

FirstCash Inc (FCFS) has a Defensive Interval Ratio of 1074 days as of September 2025. Defensive assets of $1.06 Billion (cash $-, short-term investments $-, receivables $1.06 Billion) cover 1074 days of daily cash needs of $984.27K/day. Check FirstCash Inc (FCFS) tangible net worth to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

1074 days
Days of operational coverage

Defensive Assets

$1.06 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$984.27K
Current Liabilities ÷ 365

Current Liabilities

$359.26 Million
USD

FirstCash Inc Defensive Interval Ratio (1990–2024)

This chart shows how FirstCash Inc's Defensive Interval Ratio has evolved across 35 annual periods from 1990 to 2024. As of September 2025, the ratio stands at 1074 days, meaning defensive assets of $1.06 Billion can fund 1074 days of operations without new revenue. Also explore how fast is FirstCash Inc growing its equity to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for FirstCash Inc (1990–2024)

The table below presents the year-by-year Defensive Interval Ratio for FirstCash Inc from 1990 to 2024, covering 35 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see FCFS stock market capitalisation.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2024 794 days $738.69 Million $929.87K/day $- $- ▲ +79 days
2023 715 days $657.67 Million $919.43K/day $- $- ▲ +34 days
2022 682 days $551.90 Million $809.67K/day $- $- ▲ +138 days
2021 544 days $584.35 Million $1.07 Million/day $- $- ▼ -91 days
2020 635 days $358.98 Million $565.50K/day $- $- ▼ -117 days
2019 752 days $417.84 Million $555.90K/day $- $- ▼ -416 days
2018 1168 days $425.65 Million $364.51K/day $- $- ▼ -136 days
2017 1304 days $430.77 Million $330.33K/day $- $0.00 ▲ +170 days
2016 1134 days $446.23 Million $393.50K/day $- $0.00 ▲ +66 days
2015 1068 days $135.12 Million $126.51K/day $- $0.00 ▼ -104 days
2014 1172 days $136.70 Million $116.60K/day $- $0.00 ▲ +174 days
2013 998 days $133.37 Million $133.59K/day $- $0.00 ▼ -410 days
2012 1409 days $120.22 Million $85.34K/day $- $0.00 ▲ +532 days
2011 876 days $84.99 Million $97.00K/day $- $0.00 ▼ -12 days
2010 888 days $84.21 Million $94.85K/day $- $- ▲ +216 days
2009 672 days $64.98 Million $96.69K/day $- $- ▲ +36 days
2008 636 days $57.21 Million $89.91K/day $- $- ▼ -793 days
2007 1429 days $82.40 Million $57.67K/day $- $- ▲ +335 days
2006 1094 days $65.22 Million $59.62K/day $- $- ▲ +146 days
2005 948 days $37.98 Million $40.08K/day $- $- ▼ -713 days
2004 1660 days $43.41 Million $26.14K/day $- $- ▲ +396 days
2003 1265 days $37.71 Million $29.82K/day $- $- ▲ +245 days
2002 1020 days $30.60 Million $30.01K/day $- $- ▲ +794 days
2001 225 days $26.81 Million $118.98K/day $- $- ▼ -821 days
2000 1047 days $24.75 Million $23.65K/day $- $- ▼ -432 days
1999 1478 days $27.39 Million $18.53K/day $- $- ▲ +572 days
1998 906 days $24.57 Million $27.12K/day $- $- ▲ +708 days
1997 198 days $1.90 Million $9.59K/day $- $- ▼ -45 days
1996 243 days $1.80 Million $7.40K/day $- $- ▼ -41 days
1995 284 days $1.40 Million $4.93K/day $- $- ▼ -114 days
1994 398 days $1.20 Million $3.01K/day $- $- ▲ +352 days
1993 46 days $900.00K $19.45K/day $- $- ▲ +5 days
1992 41 days $1.60 Million $39.18K/day $- $- ▼ -567 days
1991 608 days $1.00 Million $1.64K/day $- $- ▲ +243 days
1990 365 days $500.00K $1.37K/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)