Saia Inc (SAIA) — Cash Flow-to-Debt Ratio
Saia Inc (SAIA) has a Cash Flow-to-Debt Ratio of 0.15x as of December 2025, meaning its operating cash flow of $137.31 Million could theoretically repay 0% of its total liabilities ($904.98 Million) in one year. See Saia Inc leverage flexibility ratio to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Saia Inc Cash Flow-to-Debt Ratio (1998–2025)
Historical debt coverage capacity for Saia Inc across 28 annual periods. For the full cash flow conversion analysis, see Saia Inc (SAIA) cash flow conversion.
Annual Cash Flow-to-Debt Ratio for Saia Inc (1998–2025)
Year-by-year debt coverage analysis for Saia Inc. Check Saia Inc cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.66x | $594.97 Million | $904.98 Million | ▼ -3.6% |
| 2024 | 0.68x | $583.70 Million | $855.59 Million | ▼ -24.2% |
| 2023 | 0.90x | $577.95 Million | $642.07 Million | ▲ +13.3% |
| 2022 | 0.79x | $473.03 Million | $595.37 Million | ▲ +29.8% |
| 2021 | 0.61x | $382.59 Million | $624.92 Million | ▲ +16.3% |
| 2020 | 0.53x | $309.14 Million | $587.49 Million | ▲ +15.8% |
| 2019 | 0.45x | $272.88 Million | $600.47 Million | ▼ -22.4% |
| 2018 | 0.59x | $256.44 Million | $437.88 Million | ▲ +42.8% |
| 2017 | 0.41x | $157.85 Million | $384.82 Million | ▼ -10.7% |
| 2016 | 0.46x | $145.78 Million | $317.29 Million | ▼ -3.0% |
| 2015 | 0.47x | $142.71 Million | $301.30 Million | ▲ +39.1% |
| 2014 | 0.34x | $102.17 Million | $300.08 Million | ▲ +4.9% |
| 2013 | 0.32x | $101.31 Million | $312.01 Million | ▼ -14.5% |
| 2012 | 0.38x | $100.67 Million | $265.17 Million | ▲ +66.7% |
| 2011 | 0.23x | $58.21 Million | $255.59 Million | ▲ +139.4% |
| 2010 | 0.10x | $23.39 Million | $245.80 Million | ▲ +78.1% |
| 2009 | 0.05x | $14.09 Million | $263.75 Million | ▼ -78.5% |
| 2008 | 0.25x | $82.34 Million | $332.18 Million | ▲ +92.8% |
| 2007 | 0.13x | $46.27 Million | $359.93 Million | ▼ -52.0% |
| 2006 | 0.27x | $76.14 Million | $284.25 Million | ▲ +4.9% |
| 2005 | 0.26x | $83.35 Million | $326.35 Million | ▲ +38.2% |
| 2004 | 0.18x | $54.89 Million | $297.01 Million | ▼ -12.7% |
| 2003 | 0.21x | $58.27 Million | $275.26 Million | ▲ +13.3% |
| 2002 | 0.19x | $50.44 Million | $270.07 Million | ▼ -23.3% |
| 2001 | 0.24x | $68.72 Million | $282.30 Million | ▲ +21.9% |
| 2000 | 0.20x | $69.52 Million | $348.15 Million | ▲ +64.6% |
| 1999 | 0.12x | $40.95 Million | $337.54 Million | ▲ +4.3% |
| 1998 | 0.12x | $20.62 Million | $177.20 Million | — |