Saia Inc (SAIA) — Defensive Interval Ratio
Saia Inc (SAIA) has a Defensive Interval Ratio of 457 days as of December 2025. Defensive assets of $332.21 Million (cash $-, short-term investments $-, receivables $332.21 Million) cover 457 days of daily cash needs of $727.08K/day. See working capital position of Saia Inc to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Saia Inc Defensive Interval Ratio (2001–2025)
This chart shows how Saia Inc's Defensive Interval Ratio has evolved across 25 annual periods from 2001 to 2025. As of December 2025, the ratio stands at 457 days, meaning defensive assets of $332.21 Million can fund 457 days of operations without new revenue. See Saia Inc balance sheet quality to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Saia Inc (2001–2025)
The table below presents the year-by-year Defensive Interval Ratio for Saia Inc from 2001 to 2025, covering 25 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see SAIA stock market capitalisation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 457 days | $332.21 Million | $727.08K/day | $- | $- | ▼ -24 days |
| 2024 | 481 days | $367.10 Million | $762.63K/day | $- | $- | ▲ +127 days |
| 2023 | 354 days | $312.75 Million | $882.35K/day | $- | $- | ▼ -63 days |
| 2022 | 418 days | $313.74 Million | $750.92K/day | $- | $- | ▲ +103 days |
| 2021 | 314 days | $276.75 Million | $880.41K/day | $- | $- | ▲ +27 days |
| 2020 | 287 days | $217.00 Million | $755.49K/day | $- | $- | ▼ -22 days |
| 2019 | 309 days | $204.41 Million | $660.95K/day | $- | $- | ▼ -11 days |
| 2018 | 320 days | $183.44 Million | $573.45K/day | $- | $- | ▼ -60 days |
| 2017 | 380 days | $173.94 Million | $458.10K/day | $- | $0.00 | ▲ +40 days |
| 2016 | 340 days | $135.08 Million | $397.11K/day | $- | $0.00 | ▼ -21 days |
| 2015 | 361 days | $139.97 Million | $387.34K/day | $- | $0.00 | ▼ -49 days |
| 2014 | 410 days | $146.70 Million | $357.48K/day | $- | $0.00 | ▲ +70 days |
| 2013 | 341 days | $131.43 Million | $385.91K/day | $- | $0.00 | ▲ +59 days |
| 2012 | 282 days | $109.08 Million | $387.12K/day | $- | $0.00 | ▼ -43 days |
| 2011 | 325 days | $110.75 Million | $340.68K/day | $- | $0.00 | ▼ -20 days |
| 2010 | 345 days | $100.02 Million | $289.77K/day | $- | $- | ▲ +6 days |
| 2009 | 340 days | $95.60 Million | $281.56K/day | $- | $- | ▲ +107 days |
| 2008 | 233 days | $93.69 Million | $402.41K/day | $- | $- | ▼ -97 days |
| 2007 | 330 days | $114.33 Million | $346.64K/day | $- | $- | ▲ +54 days |
| 2006 | 276 days | $95.78 Million | $346.96K/day | $- | $- | ▲ +49 days |
| 2005 | 227 days | $85.07 Million | $374.21K/day | $- | $- | ▼ -202 days |
| 2004 | 429 days | $116.64 Million | $271.78K/day | $- | $- | ▲ +33 days |
| 2003 | 396 days | $93.28 Million | $235.60K/day | $- | $- | ▲ +21 days |
| 2002 | 375 days | $86.91 Million | $231.67K/day | $- | $- | ▲ +45 days |
| 2001 | 330 days | $83.39 Million | $252.48K/day | $- | $- | — |