CarMax Inc (KMX) — Cash Flow-to-Debt Ratio

Latest as of February 2026: -0.03x

CarMax Inc (KMX) has a Cash Flow-to-Debt Ratio of -0.03x as of February 2026, meaning its operating cash flow of $-554.27 Million could theoretically repay 0% of its total liabilities ($20.48 Billion) in one year. See CarMax Inc free cash flow ratio to measure how efficiently the company converts operating cash flow to free cash.

CF-to-Debt Ratio

-0.03x
Operating CF / Total Liabilities

Operating Cash Flow

$-554.27 Million
USD

Total Liabilities

$20.48 Billion
USD

Data as of

Feb 2026
Most recent filing

CarMax Inc Cash Flow-to-Debt Ratio (1997–2026)

Historical debt coverage capacity for CarMax Inc across 30 annual periods. Also explore net asset growth rate of CarMax Inc to track the company's year-over-year net asset growth rate.

Annual Cash Flow-to-Debt Ratio for CarMax Inc (1997–2026)

Year-by-year debt coverage analysis for CarMax Inc. For market capitalisation and broader financial context, see KMX stock market capitalisation.

Year CF-to-Debt Ratio Operating CF (USD) Total Liabilities YoY Change
2026 0.09x $1.78 Billion $20.48 Billion ▲ +195.2%
2025 0.03x $624.44 Million $21.16 Billion ▲ +35.9%
2024 0.02x $458.62 Million $21.12 Billion ▼ -65.2%
2023 0.06x $1.28 Billion $20.57 Billion ▲ +151.6%
2022 -0.12x $-2.55 Billion $21.10 Billion ▼ -410.8%
2021 0.04x $667.76 Million $17.18 Billion ▲ +384.5%
2020 -0.01x $-236.61 Million $17.31 Billion ▼ -228.8%
2019 0.01x $162.97 Million $15.36 Billion ▲ +286.6%
2018 -0.01x $-80.55 Million $14.17 Billion ▲ +84.0%
2017 -0.04x $-468.14 Million $13.17 Billion ▼ -176.4%
2016 -0.01x $-148.89 Million $11.58 Billion ▲ +86.7%
2015 -0.10x $-968.13 Million $10.04 Billion ▼ -31.9%
2014 -0.07x $-613.16 Million $8.39 Billion ▲ +35.5%
2013 -0.11x $-778.44 Million $6.87 Billion ▼ -931.5%
2012 -0.01x $-62.16 Million $5.66 Billion ▼ -190.5%
2011 0.00x $-17.20 Million $4.55 Billion ▼ -104.7%
2010 0.08x $50.29 Million $622.61 Million ▼ -76.0%
2009 0.34x $264.59 Million $786.12 Million ▲ +257.3%
2008 0.09x $79.52 Million $844.24 Million ▼ -56.1%
2007 0.21x $136.80 Million $638.20 Million ▼ -7.2%
2006 0.23x $122.30 Million $529.51 Million ▲ +154.0%
2005 0.09x $44.74 Million $492.04 Million ▼ -78.2%
2004 0.42x $148.46 Million $356.26 Million ▲ +110.2%
2003 0.20x $71.97 Million $363.05 Million ▲ +9.1%
2002 0.18x $42.64 Million $234.74 Million ▲ +225.9%
2001 0.06x $17.81 Million $319.45 Million ▲ +173.4%
2000 -0.08x $-25.09 Million $330.51 Million ▲ +78.6%
1999 -0.36x $-82.00 Million $230.80 Million ▲ +63.5%
1998 -0.97x $-86.10 Million $88.40 Million ▼ -35.7%
1997 -0.72x $-25.40 Million $35.40 Million
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.