Pineapple Financial Inc. (PAPL) — Cash Flow-to-Debt Ratio
Pineapple Financial Inc. (PAPL) has a Cash Flow-to-Debt Ratio of -0.15x as of February 2026, meaning its operating cash flow of $-3.27 Million could theoretically repay 0% of its total liabilities ($21.77 Million) in one year. See cash generation quality of Pineapple Financial Inc. to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Pineapple Financial Inc. Cash Flow-to-Debt Ratio (2020–2025)
Historical debt coverage capacity for Pineapple Financial Inc. across 6 annual periods. Also explore PAPL net assets growth trend to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Pineapple Financial Inc. (2020–2025)
Year-by-year debt coverage analysis for Pineapple Financial Inc.. For market capitalisation and broader financial context, see PAPL company net worth.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | -0.21x | $-946.82K | $4.51 Million | ▲ +66.2% |
| 2024 | -0.62x | $-1.71 Million | $2.75 Million | ▲ +16.5% |
| 2023 | -0.74x | $-2.12 Million | $2.84 Million | ▲ +27.0% |
| 2022 | -1.02x | $-1.83 Million | $1.80 Million | ▼ -201.0% |
| 2021 | 1.01x | $668.55K | $662.56K | ▼ -3.1% |
| 2020 | 1.04x | $159.93K | $153.61K | — |