Pineapple Financial Inc. Financial Flexibility Index
Pineapple Financial Inc. financial flexibility index. Pineapple Financial Inc. (PAPL) has a Financial Flexibility Index of -0.15x as of February 2026. Free cash flow of $-3.27 Million (operating CF $-3.27 Million minus capex $1.93K) represents 0% of total liabilities ($21.77 Million). See PAPL free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Pineapple Financial Inc. (2020–2025)
Financial flexibility index of Pineapple Financial Inc. from 2020 to 2025. Historical Financial Flexibility Index trend for Pineapple Financial Inc. across 6 annual periods. Check Pineapple Financial Inc. cash earnings quality to evaluate the quality of earnings relative to operating cash generation.
Pineapple Financial Inc. Financial Flexibility Index by Year (2020–2025)
Pineapple Financial Inc. financial flexibility index by year from 2020 to 2025. Year-by-year free cash flow to debt coverage for Pineapple Financial Inc.. For the full cash flow conversion analysis, see Pineapple Financial Inc. cash flow conversion.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.00x | $-2.63K | $-946.82K | $4.51 Million | ▲ +99.7% |
| 2024 | -0.22x | $-590.87K | $-1.71 Million | $2.75 Million | ▲ +18.9% |
| 2023 | -0.27x | $-753.81K | $-2.12 Million | $2.84 Million | ▲ +38.9% |
| 2022 | -0.43x | $-781.98K | $-1.83 Million | $1.80 Million | ▼ -139.4% |
| 2021 | 1.10x | $730.19K | $668.55K | $662.56K | ▲ +5.9% |
| 2020 | 1.04x | $159.93K | $159.93K | $153.61K | — |