Pineapple Financial Inc. (PAPL) — Financial Flexibility Index
Pineapple Financial Inc. (PAPL) has a Financial Flexibility Index of -0.15x as of February 2026. Free cash flow of $-3.27 Million (operating CF $-3.27 Million minus capex $1.93K) represents 0% of total liabilities ($21.77 Million). Check total reinvestment intensity of Pineapple Financial Inc. to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Pineapple Financial Inc. Financial Flexibility Index (2020–2025)
Historical Financial Flexibility Index trend for Pineapple Financial Inc. across 6 annual periods. For the full cash flow conversion analysis, see Pineapple Financial Inc. cash conversion from operations.
Annual Financial Flexibility Index for Pineapple Financial Inc. (2020–2025)
Year-by-year free cash flow to debt coverage for Pineapple Financial Inc.. Explore PAPL operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.00x | $-2.63K | $-946.82K | $4.51 Million | ▲ +99.7% |
| 2024 | -0.22x | $-590.87K | $-1.71 Million | $2.75 Million | ▲ +18.9% |
| 2023 | -0.27x | $-753.81K | $-2.12 Million | $2.84 Million | ▲ +38.9% |
| 2022 | -0.43x | $-781.98K | $-1.83 Million | $1.80 Million | ▼ -139.4% |
| 2021 | 1.10x | $730.19K | $668.55K | $662.56K | ▲ +5.9% |
| 2020 | 1.04x | $159.93K | $159.93K | $153.61K | — |