Paycom Software, Inc. (PAYC) — Cash Flow-to-Debt Ratio
Paycom Software, Inc. (PAYC) has a Cash Flow-to-Debt Ratio of 0.03x as of December 2025, meaning its operating cash flow of $196.10 Million could theoretically repay 0% of its total liabilities ($5.87 Billion) in one year. See PAYC free cash flow debt coverage to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Paycom Software, Inc. Cash Flow-to-Debt Ratio (2012–2025)
Historical debt coverage capacity for Paycom Software, Inc. across 14 annual periods. For the full cash flow conversion analysis, see how efficiently does Paycom Software, Inc. generate cash.
Annual Cash Flow-to-Debt Ratio for Paycom Software, Inc. (2012–2025)
Year-by-year debt coverage analysis for Paycom Software, Inc.. Check Paycom Software, Inc. (PAYC) cash flow quality to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.12x | $678.90 Million | $5.87 Billion | ▼ -7.2% |
| 2024 | 0.12x | $533.90 Million | $4.28 Billion | ▼ -25.6% |
| 2023 | 0.17x | $485.04 Million | $2.89 Billion | ▲ +24.8% |
| 2022 | 0.13x | $365.10 Million | $2.72 Billion | ▼ -2.4% |
| 2021 | 0.14x | $319.36 Million | $2.32 Billion | ▲ +18.2% |
| 2020 | 0.12x | $227.21 Million | $1.95 Billion | ▲ +1.7% |
| 2019 | 0.11x | $224.26 Million | $1.96 Billion | ▼ -26.5% |
| 2018 | 0.16x | $184.82 Million | $1.19 Billion | ▲ +45.4% |
| 2017 | 0.11x | $130.60 Million | $1.22 Billion | ▲ +4.1% |
| 2016 | 0.10x | $98.95 Million | $962.09 Million | ▲ +86.3% |
| 2015 | 0.06x | $42.97 Million | $778.46 Million | ▲ +79.1% |
| 2014 | 0.03x | $22.34 Million | $724.80 Million | ▲ +3.5% |
| 2013 | 0.03x | $16.98 Million | $570.24 Million | ▲ +0.7% |
| 2012 | 0.03x | $10.97 Million | $371.19 Million | — |