Swiss Life Holding AG (SLHN) — Cash Flow-to-Debt Ratio
Swiss Life Holding AG (SLHN) has a Cash Flow-to-Debt Ratio of 0.01x as of December 2025, meaning its operating cash flow of CHF1.28 Billion could theoretically repay 0% of its total liabilities (CHF217.80 Billion) in one year. See how financially flexible is Swiss Life Holding AG to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Swiss Life Holding AG Cash Flow-to-Debt Ratio (2004–2025)
Historical debt coverage capacity for Swiss Life Holding AG across 22 annual periods. For the full cash flow conversion analysis, see Swiss Life Holding AG cash conversion from operations.
Annual Cash Flow-to-Debt Ratio for Swiss Life Holding AG (2004–2025)
Year-by-year debt coverage analysis for Swiss Life Holding AG. Check earnings quality score of Swiss Life Holding AG to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (CHF) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | CHF2.58 Billion | CHF217.80 Billion | ▲ +1244.9% |
| 2024 | 0.00x | CHF186.00 Million | CHF211.26 Billion | ▲ +118.5% |
| 2023 | 0.00x | CHF-975.00 Million | CHF205.15 Billion | ▼ -198.6% |
| 2022 | 0.00x | CHF1.00 Billion | CHF207.72 Billion | ▲ +274.8% |
| 2021 | 0.00x | CHF289.00 Million | CHF224.80 Billion | ▼ -38.8% |
| 2020 | 0.00x | CHF464.00 Million | CHF220.94 Billion | ▼ -78.1% |
| 2019 | 0.01x | CHF2.04 Billion | CHF212.30 Billion | ▼ -29.5% |
| 2018 | 0.01x | CHF2.69 Billion | CHF197.95 Billion | ▲ +999.6% |
| 2017 | 0.00x | CHF244.00 Million | CHF197.22 Billion | ▼ -87.5% |
| 2016 | 0.01x | CHF1.85 Billion | CHF185.99 Billion | ▲ +346.4% |
| 2015 | 0.00x | CHF-713.00 Million | CHF176.99 Billion | ▼ -211.6% |
| 2014 | 0.00x | CHF650.00 Million | CHF180.02 Billion | ▲ +167.6% |
| 2013 | -0.01x | CHF-863.00 Million | CHF161.51 Billion | ▼ -153.1% |
| 2012 | 0.01x | CHF1.54 Billion | CHF153.11 Billion | ▲ +24.0% |
| 2011 | 0.01x | CHF1.16 Billion | CHF142.71 Billion | ▲ +244.4% |
| 2010 | -0.01x | CHF-786.00 Million | CHF139.77 Billion | ▼ -266.1% |
| 2009 | 0.00x | CHF-210.00 Million | CHF136.70 Billion | ▼ -104.5% |
| 2008 | 0.03x | CHF4.36 Billion | CHF128.14 Billion | ▲ +558.3% |
| 2007 | -0.01x | CHF-1.28 Billion | CHF172.42 Billion | ▲ +81.9% |
| 2006 | -0.04x | CHF-7.34 Billion | CHF179.10 Billion | ▼ -196.6% |
| 2005 | 0.04x | CHF7.20 Billion | CHF169.64 Billion | ▼ -34.1% |
| 2004 | 0.06x | CHF821.00 Million | CHF12.75 Billion | — |