Userjoy Technology Co Ltd (3546) — Cash Flow-to-Debt Ratio

Latest as of March 2026: 0.12x

Userjoy Technology Co Ltd (3546) has a Cash Flow-to-Debt Ratio of 0.12x as of March 2026, meaning its operating cash flow of NT$107.58 Million could theoretically repay 0% of its total liabilities (NT$885.37 Million) in one year. See 3546 financial flexibility score to measure the company's free cash flow as a share of total liabilities.

CF-to-Debt Ratio

0.12x
Operating CF / Total Liabilities

Operating Cash Flow

NT$107.58 Million
TWD

Total Liabilities

NT$885.37 Million
TWD

Data as of

Mar 2026
Most recent filing

Userjoy Technology Co Ltd Cash Flow-to-Debt Ratio (2008–2025)

Historical debt coverage capacity for Userjoy Technology Co Ltd across 17 annual periods. For the full cash flow conversion analysis, see Userjoy Technology Co Ltd cash flow conversion.

Annual Cash Flow-to-Debt Ratio for Userjoy Technology Co Ltd (2008–2025)

Year-by-year debt coverage analysis for Userjoy Technology Co Ltd. Check 3546 operating cash flow to net income to evaluate the quality of earnings relative to operating cash generation.

Year CF-to-Debt Ratio Operating CF (TWD) Total Liabilities YoY Change
2025 0.26x NT$240.47 Million NT$909.33 Million ▼ -23.7%
2024 0.35x NT$252.28 Million NT$727.72 Million ▼ -31.0%
2023 0.50x NT$212.64 Million NT$423.23 Million ▼ -47.8%
2022 0.96x NT$388.96 Million NT$404.33 Million ▲ +25.9%
2021 0.76x NT$354.97 Million NT$464.73 Million ▼ -26.4%
2020 1.04x NT$385.04 Million NT$370.94 Million ▲ +109.7%
2019 0.49x NT$139.04 Million NT$280.93 Million ▼ -29.3%
2018 0.70x NT$202.48 Million NT$289.09 Million ▲ +17345.1%
2017 0.00x NT$-1.10 Million NT$272.07 Million ▼ -100.5%
2016 0.77x NT$169.90 Million NT$221.59 Million ▲ +263.1%
2015 0.21x NT$24.00 Million NT$113.63 Million ▼ -73.5%
2014 0.80x NT$96.80 Million NT$121.24 Million ▼ -47.2%
2012 1.51x NT$250.42 Million NT$165.72 Million ▲ +87.1%
2011 0.81x NT$100.73 Million NT$124.70 Million ▼ -65.0%
2010 2.31x NT$477.53 Million NT$206.64 Million ▲ +21.7%
2009 1.90x NT$306.91 Million NT$161.63 Million ▼ -11.7%
2008 2.15x NT$211.31 Million NT$98.27 Million —
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.