FINTECH S.A. ZY 5 (9DZ) — Defensive Interval Ratio

Latest as of December 2025: 73 days

FINTECH S.A. ZY 5 (9DZ) has a Defensive Interval Ratio of 73 days as of December 2025. Defensive assets of €3.20 Million (cash €-, short-term investments €-, receivables €3.20 Million) cover 73 days of daily cash needs of €43.89K/day.

Defensive Interval Ratio

73 days
Days of operational coverage

Defensive Assets

€3.20 Million
Cash + ST Investments + Receivables

Daily Cash Need

€43.89K
Current Liabilities ÷ 365

Current Liabilities

€16.02 Million
EUR

FINTECH S.A. ZY 5 Defensive Interval Ratio (2021–2025)

This chart shows how FINTECH S.A. ZY 5's Defensive Interval Ratio has evolved across 5 annual periods from 2021 to 2025. As of December 2025, the ratio stands at 73 days, meaning defensive assets of €3.20 Million can fund 73 days of operations without new revenue. For the complete balance sheet picture, see FINTECH S.A. ZY 5 assets under control.

Annual Defensive Interval Ratio for FINTECH S.A. ZY 5 (2021–2025)

The table below presents the year-by-year Defensive Interval Ratio for FINTECH S.A. ZY 5 from 2021 to 2025, covering 5 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See FINTECH S.A. ZY 5 short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (EUR) Daily Cash Need Cash ST Investments Change (days)
2025 73 days €3.20 Million €43.89K/day €- €- ▼ -1 days
2024 74 days €2.87 Million €38.96K/day €- €- ▼ -212 days
2023 285 days €9.27 Million €32.52K/day €- €- ▼ -603 days
2022 889 days €6.37 Million €7.17K/day €- €- ▼ -933 days
2021 1822 days €564.56K €309.93/day €- €-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)