FINTECH S.A. ZY 5 (9DZ) — Financial Flexibility Index

Latest as of December 2025: 0.00x

FINTECH S.A. ZY 5 (9DZ) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of €-7.45K (operating CF €-7.45K minus capex €0.00) represents 0% of total liabilities (€16.20 Million). Check FINTECH S.A. ZY 5 cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

€-7.45K
Operating CF − Capex

Total Liabilities

€16.20 Million
EUR

Capital Expenditures

€0.00
EUR

FINTECH S.A. ZY 5 Financial Flexibility Index (2021–2025)

Historical Financial Flexibility Index trend for FINTECH S.A. ZY 5 across 5 annual periods. For the full cash flow conversion analysis, see FINTECH S.A. ZY 5 cash conversion from operations.

Annual Financial Flexibility Index for FINTECH S.A. ZY 5 (2021–2025)

Year-by-year free cash flow to debt coverage for FINTECH S.A. ZY 5. Explore debt repayment capacity of FINTECH S.A. ZY 5 to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (EUR) Operating CF Total Liabilities YoY Change
2025 0.16x €2.58 Million €2.55 Million €16.20 Million ▼ -80.2%
2024 0.80x €12.29 Million €5.25 Million €15.31 Million ▲ +78.4%
2023 0.45x €6.10 Million €2.09 Million €13.56 Million ▲ +141.9%
2022 -1.07x €-2.81 Million €-2.81 Million €2.62 Million ▼ -129.2%
2021 3.68x €415.76K €271.54K €113.13K
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities