EML Payments Ltd (A8Y1) — Defensive Interval Ratio

Latest as of June 2025: 278 days

EML Payments Ltd (A8Y1) has a Defensive Interval Ratio of 278 days as of June 2025. Defensive assets of €1.90 Billion (cash €-, short-term investments €1.87 Billion, receivables €36.12 Million) cover 278 days of daily cash needs of €6.83 Million/day. Check EML Payments Ltd tangible book value ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

278 days
Days of operational coverage

Defensive Assets

€1.90 Billion
Cash + ST Investments + Receivables

Daily Cash Need

€6.83 Million
Current Liabilities ÷ 365

Current Liabilities

€2.49 Billion
EUR

EML Payments Ltd Defensive Interval Ratio (2014–2025)

This chart shows how EML Payments Ltd's Defensive Interval Ratio has evolved across 12 annual periods from 2014 to 2025. As of June 2025, the ratio stands at 278 days, meaning defensive assets of €1.90 Billion can fund 278 days of operations without new revenue. Also explore A8Y1 year-over-year net asset growth to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for EML Payments Ltd (2014–2025)

The table below presents the year-by-year Defensive Interval Ratio for EML Payments Ltd from 2014 to 2025, covering 12 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see A8Y1 market cap overview.

Year DIR (days) Defensive Assets (EUR) Daily Cash Need Cash ST Investments Change (days)
2025 278 days €1.90 Billion €6.83 Million/day €- €1.87 Billion ▼ -1 days
2024 279 days €1.76 Billion €6.29 Million/day €- €1.72 Billion ▼ -31 days
2023 310 days €2.30 Billion €7.42 Million/day €- €2.26 Billion ▲ +6 days
2022 304 days €1.75 Billion €5.75 Million/day €- €1.71 Billion ▲ +12 days
2021 291 days €1.43 Billion €4.91 Million/day €- €1.41 Billion ▲ +260 days
2020 31 days €116.79 Million €3.72 Million/day €- €96.00 Million ▼ -307 days
2019 338 days €277.10 Million €819.16K/day €- €244.82 Million ▼ -22 days
2018 361 days €89.42 Million €247.88K/day €- €67.71 Million ▲ +45 days
2017 316 days €54.36 Million €171.97K/day €- €37.57 Million ▲ +133 days
2016 183 days €13.44 Million €73.57K/day €- €- ▼ -22 days
2015 205 days €5.51 Million €26.87K/day €- €- ▼ -45 days
2014 250 days €996.70K €3.99K/day €- €-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)