Evli Pankki Oyj (EVLI) — Defensive Interval Ratio

Latest as of December 2025: 1414 days

Evli Pankki Oyj (EVLI) has a Defensive Interval Ratio of 1414 days as of December 2025. Defensive assets of €164.30 Million (cash €-, short-term investments €-, receivables €164.30 Million) cover 1414 days of daily cash needs of €116.16K/day. See working capital position of Evli Pankki Oyj to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

1414 days
Days of operational coverage

Defensive Assets

€164.30 Million
Cash + ST Investments + Receivables

Daily Cash Need

€116.16K
Current Liabilities ÷ 365

Current Liabilities

€42.40 Million
EUR

Evli Pankki Oyj Defensive Interval Ratio (2015–2025)

This chart shows how Evli Pankki Oyj's Defensive Interval Ratio has evolved across 11 annual periods from 2015 to 2025. As of December 2025, the ratio stands at 1414 days, meaning defensive assets of €164.30 Million can fund 1414 days of operations without new revenue. See EVLI net asset quality score to measure how much of total assets are equity-financed.

Annual Defensive Interval Ratio for Evli Pankki Oyj (2015–2025)

The table below presents the year-by-year Defensive Interval Ratio for Evli Pankki Oyj from 2015 to 2025, covering 11 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Evli Pankki Oyj (EVLI) market capitalisation.

Year DIR (days) Defensive Assets (EUR) Daily Cash Need Cash ST Investments Change (days)
2025 1414 days €164.30 Million €116.16K/day €- €- ▲ +119 days
2024 1295 days €355.50 Million €274.52K/day €131.20 Million €- ▲ +809 days
2023 486 days €126.20 Million €259.45K/day €126.00 Million €- ▼ -756 days
2022 1242 days €241.30 Million €194.25K/day €115.40 Million €30.20 Million ▲ +884 days
2021 358 days €174.00 Million €485.48K/day €47.80 Million €45.70 Million ▼ -224 days
2020 582 days €287.30 Million €493.42K/day €28.00 Million €104.40 Million ▼ -60 days
2019 643 days €57.40 Million €89.32K/day €- €- ▲ +255 days
2018 387 days €55.50 Million €143.29K/day €- €- ▼ -27 days
2017 415 days €77.70 Million €187.40K/day €- €- ▼ -30 days
2016 445 days €83.64 Million €188.11K/day €- €- ▲ +57 days
2015 388 days €80.53 Million €207.66K/day €- €- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)