Evli Pankki Oyj (EVLI) — Financial Flexibility Index

Latest as of December 2025: 0.12x

Evli Pankki Oyj (EVLI) has a Financial Flexibility Index of 0.12x as of December 2025. Free cash flow of €24.40 Million (operating CF €24.40 Million minus capex €0.00) represents 0% of total liabilities (€206.50 Million). Check Evli Pankki Oyj (EVLI) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.12x
Free Cash Flow / Total Liabilities

Free Cash Flow

€24.40 Million
Operating CF − Capex

Total Liabilities

€206.50 Million
EUR

Capital Expenditures

€0.00
EUR

Evli Pankki Oyj Financial Flexibility Index (2012–2025)

Historical Financial Flexibility Index trend for Evli Pankki Oyj across 14 annual periods. For the full cash flow conversion analysis, see Evli Pankki Oyj (EVLI) cash conversion ratio.

Annual Financial Flexibility Index for Evli Pankki Oyj (2012–2025)

Year-by-year free cash flow to debt coverage for Evli Pankki Oyj. Explore Evli Pankki Oyj (EVLI) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (EUR) Operating CF Total Liabilities YoY Change
2025 0.31x €63.20 Million €63.10 Million €206.50 Million ▲ +38.2%
2024 0.22x €46.10 Million €44.40 Million €208.10 Million ▲ +1.0%
2023 0.22x €45.50 Million €44.10 Million €207.50 Million ▼ -55.0%
2022 0.49x €108.70 Million €107.90 Million €223.20 Million ▲ +113.9%
2021 0.23x €60.60 Million €59.80 Million €266.20 Million ▲ +303.9%
2020 0.06x €20.20 Million €19.40 Million €358.40 Million ▼ -49.1%
2019 0.11x €93.10 Million €87.20 Million €841.40 Million ▲ +166.0%
2018 -0.17x €-123.80 Million €-126.00 Million €738.10 Million ▼ -185.2%
2017 0.20x €174.80 Million €172.90 Million €888.20 Million ▲ +202.6%
2016 0.07x €44.85 Million €41.80 Million €689.71 Million ▼ -17.0%
2015 0.08x €44.02 Million €42.29 Million €562.01 Million ▼ -20.1%
2014 0.10x €42.90 Million €42.10 Million €437.80 Million ▲ +217.0%
2013 0.03x €16.30 Million €14.20 Million €527.30 Million ▲ +121.1%
2012 -0.15x €-80.20 Million €-81.80 Million €546.50 Million —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities