Cashbil (CSB) — Defensive Interval Ratio
Cashbil (CSB) has a Defensive Interval Ratio of 156 days as of December 2025. Defensive assets of ZAC1.71 Billion (cash ZAC-, short-term investments ZAC1.59 Billion, receivables ZAC117.01 Million) cover 156 days of daily cash needs of ZAC10.95 Million/day. See Cashbil working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Cashbil Defensive Interval Ratio (2008–2025)
This chart shows how Cashbil's Defensive Interval Ratio has evolved across 17 annual periods from 2008 to 2025. As of December 2025, the ratio stands at 156 days, meaning defensive assets of ZAC1.71 Billion can fund 156 days of operations without new revenue. See Cashbil (CSB) balance sheet quality index to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Cashbil (2008–2025)
The table below presents the year-by-year Defensive Interval Ratio for Cashbil from 2008 to 2025, covering 17 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Cashbil (CSB) total market value.
| Year | DIR (days) | Defensive Assets (ZAC) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 159 days | ZAC1.56 Billion | ZAC9.82 Million/day | ZAC- | ZAC1.44 Billion | ▲ +134 days |
| 2024 | 25 days | ZAC171.25 Million | ZAC6.85 Million/day | ZAC- | ZAC38.60 Million | ▲ +14 days |
| 2023 | 11 days | ZAC89.77 Million | ZAC7.98 Million/day | ZAC- | ZAC- | ▼ -6 days |
| 2022 | 18 days | ZAC135.80 Million | ZAC7.75 Million/day | ZAC- | ZAC- | ▲ +3 days |
| 2021 | 15 days | ZAC129.18 Million | ZAC8.84 Million/day | ZAC- | ZAC- | ▼ -261 days |
| 2020 | 276 days | ZAC2.06 Billion | ZAC7.46 Million/day | ZAC1.95 Billion | ZAC- | ▲ +112 days |
| 2019 | 163 days | ZAC707.96 Million | ZAC4.34 Million/day | ZAC590.15 Million | ZAC- | ▼ -18 days |
| 2018 | 181 days | ZAC1.06 Billion | ZAC5.88 Million/day | ZAC952.93 Million | ZAC- | ▼ -2 days |
| 2017 | 183 days | ZAC917.57 Million | ZAC5.02 Million/day | ZAC801.42 Million | ZAC- | ▲ +165 days |
| 2016 | 18 days | ZAC90.99 Million | ZAC5.18 Million/day | ZAC- | ZAC- | ▼ -2 days |
| 2015 | 20 days | ZAC86.03 Million | ZAC4.38 Million/day | ZAC- | ZAC- | ▼ -2 days |
| 2014 | 22 days | ZAC75.88 Million | ZAC3.50 Million/day | ZAC- | ZAC- | ▼ -81 days |
| 2013 | 102 days | ZAC240.26 Million | ZAC2.35 Million/day | ZAC- | ZAC125.63 Million | ▲ +63 days |
| 2012 | 39 days | ZAC91.13 Million | ZAC2.33 Million/day | ZAC- | ZAC- | ▲ +14 days |
| 2010 | 25 days | ZAC71.11 Million | ZAC2.85 Million/day | ZAC- | ZAC- | ▼ -4 days |
| 2009 | 29 days | ZAC82.06 Million | ZAC2.83 Million/day | ZAC- | ZAC- | ▼ -1 days |
| 2008 | 30 days | ZAC88.23 Million | ZAC2.89 Million/day | ZAC- | ZAC- | — |