Bank Islam Malaysia Bhd (5258) — Defensive Interval Ratio

Latest as of September 2025: 5 days

Bank Islam Malaysia Bhd (5258) has a Defensive Interval Ratio of 5 days as of September 2025. Defensive assets of RM1.20 Billion (cash RM-, short-term investments RM-, receivables RM1.20 Billion) cover 5 days of daily cash needs of RM233.20 Million/day.

Defensive Interval Ratio

5 days
Days of operational coverage

Defensive Assets

RM1.20 Billion
Cash + ST Investments + Receivables

Daily Cash Need

RM233.20 Million
Current Liabilities ÷ 365

Current Liabilities

RM85.12 Billion
MYR

Bank Islam Malaysia Bhd Defensive Interval Ratio (2012–2024)

This chart shows how Bank Islam Malaysia Bhd's Defensive Interval Ratio has evolved across 10 annual periods from 2012 to 2024. As of September 2025, the ratio stands at 5 days, meaning defensive assets of RM1.20 Billion can fund 5 days of operations without new revenue. For the complete balance sheet picture, see Bank Islam Malaysia Bhd total assets.

Annual Defensive Interval Ratio for Bank Islam Malaysia Bhd (2012–2024)

The table below presents the year-by-year Defensive Interval Ratio for Bank Islam Malaysia Bhd from 2012 to 2024, covering 10 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See 5258 working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (MYR) Daily Cash Need Cash ST Investments Change (days)
2024 5 days RM1.03 Billion RM222.65 Million/day RM- RM- ▼ -3 days
2023 7 days RM1.53 Billion RM209.43 Million/day RM- RM- ▲ +1 days
2022 6 days RM1.20 Billion RM206.13 Million/day RM- RM- ▼ 0 days
2021 6 days RM1.08 Billion RM185.73 Million/day RM- RM- ▼ -3699 days
2020 3705 days RM1.00 Billion RM270.64K/day RM- RM- ▲ +3697 days
2019 7 days RM1.14 Billion RM155.00 Million/day RM- RM- ▲ +6 days
2015 2 days RM186.00 Million RM112.83 Million/day RM- RM- ▼ -1 days
2014 3 days RM323.00 Million RM112.72 Million/day RM- RM- ▲ +2 days
2013 1 days RM81.00 Million RM104.33 Million/day RM- RM- ▼ -2 days
2012 3 days RM233.00 Million RM89.94 Million/day RM- RM- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)