Koryo Credit Information Co. Ltd (049720) — Defensive Interval Ratio

Latest as of September 2025: 180 days

Koryo Credit Information Co. Ltd (049720) has a Defensive Interval Ratio of 180 days as of September 2025. Defensive assets of ₩19.03 Billion (cash ₩-, short-term investments ₩8.52 Billion, receivables ₩10.51 Billion) cover 180 days of daily cash needs of ₩105.74 Million/day.

Defensive Interval Ratio

180 days
Days of operational coverage

Defensive Assets

₩19.03 Billion
Cash + ST Investments + Receivables

Daily Cash Need

₩105.74 Million
Current Liabilities ÷ 365

Current Liabilities

₩38.59 Billion
KRW

Koryo Credit Information Co. Ltd Defensive Interval Ratio (2012–2024)

This chart shows how Koryo Credit Information Co. Ltd's Defensive Interval Ratio has evolved across 13 annual periods from 2012 to 2024. As of September 2025, the ratio stands at 180 days, meaning defensive assets of ₩19.03 Billion can fund 180 days of operations without new revenue. For the complete balance sheet picture, see total assets of Koryo Credit Information Co. Ltd.

Annual Defensive Interval Ratio for Koryo Credit Information Co. Ltd (2012–2024)

The table below presents the year-by-year Defensive Interval Ratio for Koryo Credit Information Co. Ltd from 2012 to 2024, covering 13 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Koryo Credit Information Co. Ltd short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (KRW) Daily Cash Need Cash ST Investments Change (days)
2024 356 days ₩34.86 Billion ₩97.95 Million/day ₩19.89 Billion ₩5.20 Billion ▲ +95 days
2023 260 days ₩25.18 Billion ₩96.65 Million/day ₩10.55 Billion ₩5.20 Billion ▲ +52 days
2022 209 days ₩22.59 Billion ₩108.21 Million/day ₩11.54 Billion ₩2.72 Billion ▲ +23 days
2021 185 days ₩18.70 Billion ₩100.93 Million/day ₩10.09 Billion ₩842.11 Million ▼ -16 days
2020 201 days ₩16.31 Billion ₩81.00 Million/day ₩8.32 Billion ₩830.01 Million ▼ -172 days
2019 374 days ₩18.81 Billion ₩50.32 Million/day ₩10.30 Billion ₩1.77 Billion ▼ -159 days
2018 533 days ₩18.32 Billion ₩34.38 Million/day ₩11.21 Billion ₩2.13 Billion ▼ -21 days
2017 554 days ₩14.87 Billion ₩26.83 Million/day ₩6.43 Billion ₩4.11 Billion ▲ +5 days
2016 549 days ₩15.53 Billion ₩28.27 Million/day ₩8.05 Billion ₩3.00 Billion ▲ +189 days
2015 360 days ₩9.28 Billion ₩25.77 Million/day ₩- ₩4.71 Billion ▲ +61 days
2014 299 days ₩7.53 Billion ₩25.19 Million/day ₩- ₩3.29 Billion ▼ -114 days
2013 413 days ₩8.52 Billion ₩20.66 Million/day ₩- ₩3.68 Billion ▼ -108 days
2012 520 days ₩10.15 Billion ₩19.50 Million/day ₩- ₩4.84 Billion —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)