Koryo Credit Information Co. Ltd (049720) - Net Assets
Based on the latest financial reports, Koryo Credit Information Co. Ltd (049720) has net assets worth ₩56.31 Billion KRW (≈ $38.16 Million USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (₩108.25 Billion ≈ $73.36 Million USD) and total liabilities (₩51.93 Billion ≈ $35.19 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check asset resilience ratio of Koryo Credit Information Co. Ltd to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | ₩56.31 Billion |
| % of Total Assets | 52.02% |
| Annual Growth Rate | 12.88% |
| 5-Year Change | 81.28% |
| 10-Year Change | 246.33% |
| Growth Volatility | 8.41 |
Koryo Credit Information Co. Ltd - Net Assets Trend (2012–2024)
This chart illustrates how Koryo Credit Information Co. Ltd's net assets have evolved over time, based on quarterly financial data. Also explore 049720 asset base for the complete picture of this company's asset base.
Annual Net Assets for Koryo Credit Information Co. Ltd (2012–2024)
The table below shows the annual net assets of Koryo Credit Information Co. Ltd from 2012 to 2024. For live valuation and market cap data, see 049720 company net worth.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | ₩52.92 Billion ≈ $35.86 Million |
+15.95% |
| 2023-12-31 | ₩45.64 Billion ≈ $30.93 Million |
+16.14% |
| 2022-12-31 | ₩39.29 Billion ≈ $26.63 Million |
+18.67% |
| 2021-12-31 | ₩33.11 Billion ≈ $22.44 Million |
+13.44% |
| 2020-12-31 | ₩29.19 Billion ≈ $19.78 Million |
+29.45% |
| 2019-12-31 | ₩22.55 Billion ≈ $15.28 Million |
+17.72% |
| 2018-12-31 | ₩19.16 Billion ≈ $12.98 Million |
+10.66% |
| 2017-12-31 | ₩17.31 Billion ≈ $11.73 Million |
+3.64% |
| 2016-12-31 | ₩16.70 Billion ≈ $11.32 Million |
+9.31% |
| 2015-12-31 | ₩15.28 Billion ≈ $10.35 Million |
+22.18% |
| 2014-12-31 | ₩12.51 Billion ≈ $8.47 Million |
+2.16% |
| 2013-12-31 | ₩12.24 Billion ≈ $8.30 Million |
-1.03% |
| 2012-12-31 | ₩12.37 Billion ≈ $8.38 Million |
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Equity Component Analysis
This analysis shows how different components contribute to Koryo Credit Information Co. Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 4369095475000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | ₩43.69 Billion | 82.57% |
| Common Stock | ₩7.15 Billion | 13.51% |
| Other Components | ₩2.07 Billion | 3.92% |
| Total Equity | ₩52.92 Billion | 100.00% |
Koryo Credit Information Co. Ltd Competitors by Market Cap
The table below lists competitors of Koryo Credit Information Co. Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Alcidion Group Ltd
AU:ALC
|
$95.02 Million |
|
Sao Ta Foods JSC
VN:FMC
|
$95.03 Million |
|
Largo Resources Ltd
TO:LGO
|
$95.03 Million |
|
Interpark Co. Ltd
KQ:035080
|
$95.08 Million |
|
Phillips 66
F:PSX
|
$94.97 Million |
|
Netas Telekomunikasyon AS
IS:NETAS
|
$94.94 Million |
|
Tan Chong Motor Holdings Bhd
KLSE:4405
|
$94.89 Million |
|
Dana Brata Luhur PT
JK:TEBE
|
$94.87 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Koryo Credit Information Co. Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 45,635,320,860 to 52,915,691,580, a change of 7,280,370,720 (16.0%).
- Net income of 13,237,106,500 contributed positively to equity growth.
- Dividend payments of 5,847,438,720 reduced retained earnings.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | ₩13.24 Billion | +25.02% |
| Dividends Paid | ₩5.85 Billion | -11.05% |
| Other Changes | ₩-109.30 Million | -0.21% |
| Total Change | ₩- | 15.95% |
Book Value vs Market Value Analysis
This analysis compares Koryo Credit Information Co. Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 2.65x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 8.37x to 2.65x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2016-12-31 | ₩1201.44 | ₩10060.00 | x |
| 2017-12-31 | ₩1245.21 | ₩10060.00 | x |
| 2018-12-31 | ₩1377.94 | ₩10060.00 | x |
| 2019-12-31 | ₩1622.07 | ₩10060.00 | x |
| 2020-12-31 | ₩2099.77 | ₩10060.00 | x |
| 2021-12-31 | ₩2380.11 | ₩10060.00 | x |
| 2022-12-31 | ₩2824.41 | ₩10060.00 | x |
| 2023-12-31 | ₩3278.63 | ₩10060.00 | x |
| 2024-12-31 | ₩3799.88 | ₩10060.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Koryo Credit Information Co. Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 25.02%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 7.73%
- • Asset Turnover: 1.76x
- • Equity Multiplier: 1.84x
- Recent ROE (25.02%) is above the historical average (21.99%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2012 | 7.26% | 1.06% | 4.16x | 1.65x | ₩-334.43 Million |
| 2013 | 2.93% | 0.43% | 4.00x | 1.70x | ₩-856.08 Million |
| 2014 | 9.80% | 1.49% | 3.54x | 1.86x | ₩-24.71 Million |
| 2015 | 26.39% | 4.83% | 3.28x | 1.66x | ₩2.49 Billion |
| 2016 | 22.26% | 4.38% | 3.09x | 1.64x | ₩2.05 Billion |
| 2017 | 20.71% | 4.08% | 3.23x | 1.57x | ₩1.85 Billion |
| 2018 | 24.40% | 4.52% | 3.14x | 1.72x | ₩2.76 Billion |
| 2019 | 29.36% | 5.69% | 2.39x | 2.16x | ₩4.37 Billion |
| 2020 | 35.26% | 7.73% | 1.89x | 2.41x | ₩7.37 Billion |
| 2021 | 29.75% | 6.78% | 1.78x | 2.46x | ₩6.54 Billion |
| 2022 | 26.96% | 7.22% | 1.68x | 2.22x | ₩6.66 Billion |
| 2023 | 25.79% | 7.44% | 1.74x | 2.00x | ₩7.21 Billion |
| 2024 | 25.02% | 7.73% | 1.76x | 1.84x | ₩7.95 Billion |
Industry Comparison
This section compares Koryo Credit Information Co. Ltd's net assets metrics with peer companies in the Specialty Business Services industry.
Industry Context
- Industry: Specialty Business Services
- Average net assets among peers: $123,073,498,324
- Average return on equity (ROE) among peers: 5.83%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Koryo Credit Information Co. Ltd (049720) | ₩56.31 Billion | 7.26% | 0.92x | $95.02 Million |
| Cubic Korea Inc (021650) | $79.86 Billion | 8.18% | 0.98x | $25.66 Million |
| Hannet Co. Ltd (052600) | $7.64 Billion | 31.40% | 0.27x | $31.93 Million |
| ktcs corporation (058850) | $169.74 Billion | 6.30% | 1.27x | $69.29 Million |
| Logisys Inc (067730) | $18.73 Billion | 12.89% | 0.55x | $21.40 Million |
| K Auction Inc. (102370) | $126.18 Billion | 3.19% | 0.72x | $55.70 Million |
| StarFlex Co. Ltd (115570) | $64.47 Billion | -10.65% | 1.13x | $16.23 Million |
| Imarketkorea (122900) | $410.17 Billion | 5.42% | 1.99x | $162.05 Million |
| Global Tax Free Co. Ltd (204620) | $64.04 Billion | -3.70% | 0.19x | $283.83 Million |
| CTK Co. Ltd (260930) | $166.83 Billion | -0.54% | 0.25x | $50.57 Million |
About Koryo Credit Information Co. Ltd
Koryo Credit Information Co., Ltd. engages in the debt collection/credit investigation/civil complaint agency business in South Korea and internationally. It offers debt collection services, including identifying the location of the debtor or debtor to perform debt collection works; asset investigation on the debtor; urging debt repayment, such as visiting the debtor; and reimbursement receipt ag… Read more