Sancus Lending Group Ltd (LEND) — Defensive Interval Ratio

Latest as of December 2025: 9197 days

Sancus Lending Group Ltd (LEND) has a Defensive Interval Ratio of 9197 days as of December 2025. Defensive assets of GBX175.86 Million (cash GBX-, short-term investments GBX-, receivables GBX175.86 Million) cover 9197 days of daily cash needs of GBX19.12K/day.

Defensive Interval Ratio

9197 days
Days of operational coverage

Defensive Assets

GBX175.86 Million
Cash + ST Investments + Receivables

Daily Cash Need

GBX19.12K
Current Liabilities ÷ 365

Current Liabilities

GBX6.98 Million
GBX

Sancus Lending Group Ltd Defensive Interval Ratio (2005–2025)

This chart shows how Sancus Lending Group Ltd's Defensive Interval Ratio has evolved across 16 annual periods from 2005 to 2025. As of December 2025, the ratio stands at 9197 days, meaning defensive assets of GBX175.86 Million can fund 9197 days of operations without new revenue. For the complete balance sheet picture, see LEND total asset value.

Annual Defensive Interval Ratio for Sancus Lending Group Ltd (2005–2025)

The table below presents the year-by-year Defensive Interval Ratio for Sancus Lending Group Ltd from 2005 to 2025, covering 16 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See LEND net working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (GBX) Daily Cash Need Cash ST Investments Change (days)
2025 9197 days GBX175.86 Million GBX19.12K/day GBX- GBX- ▼ -5481 days
2024 14679 days GBX104.64 Million GBX7.13K/day GBX- GBX- ▲ +1794 days
2023 12884 days GBX76.67 Million GBX5.95K/day GBX- GBX- ▲ +6693 days
2022 6191 days GBX56.94 Million GBX9.20K/day GBX- GBX- ▼ -13198 days
2021 19389 days GBX105.92 Million GBX5.46K/day GBX- GBX46.60 Million ▼ -28730 days
2020 48119 days GBX57.48 Million GBX1.19K/day GBX- GBX49.37 Million ▼ -196692 days
2019 244811 days GBX61.03 Million GBX249.32/day GBX- GBX55.28 Million ▲ +233037 days
2018 11773 days GBX8.97 Million GBX761.64/day GBX- GBX3.31 Million ▲ +10271 days
2017 1502 days GBX12.08 Million GBX8.04K/day GBX- GBX7.91 Million ▲ +201 days
2016 1301 days GBX26.37 Million GBX20.26K/day GBX- GBX23.78 Million ▲ +61 days
2015 1240 days GBX4.66 Million GBX3.76K/day GBX- GBX- ▼ -660 days
2014 1900 days GBX8.91 Million GBX4.69K/day GBX- GBX- ▲ +1612 days
2013 288 days GBX3.30 Million GBX11.43K/day GBX- GBX- ▼ -896 days
2012 1184 days GBX1.73 Million GBX1.46K/day GBX- GBX- ▲ +1153 days
2011 32 days GBX885.00K GBX27.88K/day GBX- GBX- ▼ -2332 days
2005 2364 days GBX30.58 Million GBX12.94K/day GBX- GBX30.58 Million —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)