Sancus Lending Group Ltd (LEND) — Financial Flexibility Index

Latest as of December 2025: -0.22x

Sancus Lending Group Ltd (LEND) has a Financial Flexibility Index of -0.22x as of December 2025. Free cash flow of GBX-42.85 Million (operating CF GBX-42.86 Million minus capex GBX8.00K) represents 0% of total liabilities (GBX193.93 Million). Check LEND cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

-0.22x
Free Cash Flow / Total Liabilities

Free Cash Flow

GBX-42.85 Million
Operating CF − Capex

Total Liabilities

GBX193.93 Million
GBX

Capital Expenditures

GBX8.00K
GBX

Sancus Lending Group Ltd Financial Flexibility Index (2005–2025)

Historical Financial Flexibility Index trend for Sancus Lending Group Ltd across 20 annual periods. For the full cash flow conversion analysis, see Sancus Lending Group Ltd cash conversion from operations.

Annual Financial Flexibility Index for Sancus Lending Group Ltd (2005–2025)

Year-by-year free cash flow to debt coverage for Sancus Lending Group Ltd. Explore cash flow to debt ratio of Sancus Lending Group Ltd to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (GBX) Operating CF Total Liabilities YoY Change
2025 -0.35x GBX-67.61 Million GBX-67.71 Million GBX193.93 Million ▼ -141.4%
2024 -0.14x GBX-17.94 Million GBX-17.96 Million GBX124.18 Million ▼ -15.5%
2023 -0.12x GBX-13.55 Million GBX-13.55 Million GBX108.39 Million ▲ +52.6%
2022 -0.26x GBX-24.91 Million GBX-25.14 Million GBX94.38 Million ▼ -152.6%
2021 -0.10x GBX-8.14 Million GBX-8.31 Million GBX77.86 Million ▼ -238.3%
2020 0.08x GBX5.55 Million GBX5.29 Million GBX73.44 Million ▲ +146.3%
2019 -0.16x GBX-12.03 Million GBX-12.93 Million GBX73.63 Million ▲ +27.8%
2018 -0.23x GBX-13.44 Million GBX-13.71 Million GBX59.38 Million ▼ -21.6%
2017 -0.19x GBX-7.01 Million GBX-7.31 Million GBX37.65 Million ▲ +65.4%
2015 -0.54x GBX-33.08 Million GBX-33.10 Million GBX61.44 Million ▼ -271.6%
2014 0.31x GBX25.08 Million GBX24.99 Million GBX79.94 Million ▲ +1731.3%
2013 -0.02x GBX-2.93 Million GBX-2.94 Million GBX152.33 Million ▼ -125.7%
2012 0.07x GBX10.89 Million GBX10.89 Million GBX145.43 Million ▲ +244.2%
2011 0.02x GBX3.17 Million GBX3.17 Million GBX145.48 Million ▼ -13.1%
2010 0.03x GBX3.25 Million GBX3.25 Million GBX129.85 Million ▲ +305.7%
2009 -0.01x GBX-1.44 Million GBX-1.44 Million GBX117.96 Million ▲ +20.4%
2008 -0.02x GBX-1.39 Million GBX-1.39 Million GBX90.87 Million ▼ -185.8%
2007 0.02x GBX2.11 Million GBX2.11 Million GBX118.56 Million ▲ +114.1%
2006 -0.13x GBX-2.96 Million GBX-2.96 Million GBX23.53 Million ▼ -481.5%
2005 0.03x GBX156.00K GBX156.00K GBX4.72 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities