Mortgage Advice (MAB1) — Defensive Interval Ratio

Latest as of June 2025: 23 days

Mortgage Advice (MAB1) has a Defensive Interval Ratio of 23 days as of June 2025. Defensive assets of GBX3.22 Million (cash GBX-, short-term investments GBX-, receivables GBX3.22 Million) cover 23 days of daily cash needs of GBX139.58K/day.

Defensive Interval Ratio

23 days
Days of operational coverage

Defensive Assets

GBX3.22 Million
Cash + ST Investments + Receivables

Daily Cash Need

GBX139.58K
Current Liabilities ÷ 365

Current Liabilities

GBX50.95 Million
GBX

Mortgage Advice Defensive Interval Ratio (2012–2024)

This chart shows how Mortgage Advice's Defensive Interval Ratio has evolved across 13 annual periods from 2012 to 2024. As of June 2025, the ratio stands at 23 days, meaning defensive assets of GBX3.22 Million can fund 23 days of operations without new revenue. For the complete balance sheet picture, see total assets of Mortgage Advice.

Annual Defensive Interval Ratio for Mortgage Advice (2012–2024)

The table below presents the year-by-year Defensive Interval Ratio for Mortgage Advice from 2012 to 2024, covering 13 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See MAB1 working capital efficiency to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (GBX) Daily Cash Need Cash ST Investments Change (days)
2024 44 days GBX6.67 Million GBX151.28K/day GBX- GBX- ▲ +28 days
2023 16 days GBX2.38 Million GBX144.39K/day GBX- GBX-302.00K ▼ -16 days
2022 32 days GBX3.78 Million GBX116.69K/day GBX- GBX-320.00K ▲ +8 days
2021 25 days GBX2.22 Million GBX89.28K/day GBX- GBX-362.00K ▼ -10 days
2020 35 days GBX2.30 Million GBX65.77K/day GBX- GBX- ▼ -408 days
2019 442 days GBX4.54 Million GBX10.26K/day GBX- GBX- ▼ -160 days
2018 602 days GBX3.76 Million GBX6.24K/day GBX- GBX- ▲ +268 days
2017 334 days GBX1.88 Million GBX5.62K/day GBX- GBX- ▲ +108 days
2016 225 days GBX1.13 Million GBX5.01K/day GBX- GBX- ▲ +45 days
2015 180 days GBX729.00K GBX4.04K/day GBX- GBX- ▼ -255 days
2014 435 days GBX1.59 Million GBX3.66K/day GBX- GBX- ▼ -418 days
2013 853 days GBX2.43 Million GBX2.85K/day GBX- GBX- ▲ +664 days
2012 189 days GBX2.22 Million GBX11.77K/day GBX- GBX- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)