Credicorp Ltd (BAPN) — Defensive Interval Ratio

Latest as of December 2022: 75 days

Credicorp Ltd (BAPN) has a Defensive Interval Ratio of 75 days as of December 2022. Defensive assets of MX$33.36 Billion (cash MX$-, short-term investments MX$29.68 Billion, receivables MX$3.68 Billion) cover 75 days of daily cash needs of MX$442.81 Million/day. See Credicorp Ltd short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

75 days
Days of operational coverage

Defensive Assets

MX$33.36 Billion
Cash + ST Investments + Receivables

Daily Cash Need

MX$442.81 Million
Current Liabilities ÷ 365

Current Liabilities

MX$161.63 Billion
MXN

Credicorp Ltd Defensive Interval Ratio (2013–2022)

This chart shows how Credicorp Ltd's Defensive Interval Ratio has evolved across 10 annual periods from 2013 to 2022. As of December 2022, the ratio stands at 75 days, meaning defensive assets of MX$33.36 Billion can fund 75 days of operations without new revenue. See BAPN net asset quality index to measure how much of total assets are equity-financed.

Annual Defensive Interval Ratio for Credicorp Ltd (2013–2022)

The table below presents the year-by-year Defensive Interval Ratio for Credicorp Ltd from 2013 to 2022, covering 10 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Credicorp Ltd (BAPN) total market value.

Year DIR (days) Defensive Assets (MXN) Daily Cash Need Cash ST Investments Change (days)
2022 70 days MX$31.11 Billion MX$442.81 Million/day MX$- MX$29.68 Billion ▼ -11 days
2021 81 days MX$36.04 Billion MX$442.35 Million/day MX$- MX$34.76 Billion ▼ -27 days
2020 108 days MX$44.94 Billion MX$415.61 Million/day MX$- MX$43.74 Billion ▲ +30 days
2019 78 days MX$28.01 Billion MX$360.41 Million/day MX$- MX$24.61 Billion ▼ -2 days
2018 80 days MX$26.79 Billion MX$335.52 Million/day MX$- MX$23.06 Billion ▼ -12 days
2017 92 days MX$27.57 Billion MX$300.03 Million/day MX$- MX$24.42 Billion ▲ +12 days
2016 80 days MX$21.07 Billion MX$264.57 Million/day MX$- MX$18.69 Billion ▲ +53 days
2015 26 days MX$8.62 Billion MX$325.69 Million/day MX$- MX$5.67 Billion ▼ -3 days
2014 30 days MX$7.87 Billion MX$265.59 Million/day MX$- MX$5.35 Billion ▼ -12 days
2013 42 days MX$9.36 Billion MX$223.73 Million/day MX$- MX$6.85 Billion —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)