Business First Bancshares Inc (BFST) — Defensive Interval Ratio
Business First Bancshares Inc (BFST) has a Defensive Interval Ratio of 1317 days as of June 2026. Defensive assets of $1.08 Billion (cash $-, short-term investments $1.04 Billion, receivables $38.97 Million) cover 1317 days of daily cash needs of $819.94K/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Business First Bancshares Inc Defensive Interval Ratio (2012–2025)
This chart shows how Business First Bancshares Inc's Defensive Interval Ratio has evolved across 13 annual periods from 2012 to 2025. As of June 2026, the ratio stands at 1317 days, meaning defensive assets of $1.08 Billion can fund 1317 days of operations without new revenue. For the complete balance sheet picture, see how large is Business First Bancshares Inc's balance sheet.
Annual Defensive Interval Ratio for Business First Bancshares Inc (2012–2025)
The table below presents the year-by-year Defensive Interval Ratio for Business First Bancshares Inc from 2012 to 2025, covering 13 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See BFST working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 33 days | $629.42 Million | $19.13 Million/day | $- | $590.93 Million | ▲ +29 days |
| 2024 | 4 days | $64.53 Million | $17.92 Million/day | $- | $28.66 Million | ▼ -59 days |
| 2023 | 63 days | $909.49 Million | $14.47 Million/day | $- | $879.57 Million | ▼ -6 days |
| 2022 | 69 days | $916.42 Million | $13.31 Million/day | $- | $890.75 Million | ▼ -24 days |
| 2021 | 93 days | $1.04 Billion | $11.23 Million/day | $- | $1.02 Billion | ▲ +26 days |
| 2020 | 67 days | $664.50 Million | $9.99 Million/day | $- | $640.61 Million | ▲ +10 days |
| 2019 | 56 days | $286.22 Million | $5.07 Million/day | $- | $278.19 Million | ▼ -10 days |
| 2018 | 66 days | $317.74 Million | $4.79 Million/day | $- | $309.52 Million | ▲ +3 days |
| 2017 | 63 days | $183.26 Million | $2.90 Million/day | $- | $179.15 Million | ▼ -15 days |
| 2016 | 79 days | $201.73 Million | $2.57 Million/day | $- | $198.34 Million | ▼ -631144 days |
| 2015 | 631223 days | $978.83 Million | $1.55K/day | $- | $210.86 Million | ▲ +80188 days |
| 2014 | 551035 days | $628.03 Million | $1.14K/day | $- | $74.50 Million | ▲ +546065 days |
| 2012 | 4970 days | $14.07 Million | $2.83K/day | $- | $11.82 Million | — |