Business First Bancshares Inc (BFST) — Defensive Interval Ratio

Latest as of March 2026: 32 days

Business First Bancshares Inc (BFST) has a Defensive Interval Ratio of 32 days as of March 2026. Defensive assets of $659.89 Million (cash $-, short-term investments $621.72 Million, receivables $38.18 Million) cover 32 days of daily cash needs of $20.61 Million/day. Check Business First Bancshares Inc tangible net worth ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

32 days
Days of operational coverage

Defensive Assets

$659.89 Million
Cash + ST Investments + Receivables

Daily Cash Need

$20.61 Million
Current Liabilities ÷ 365

Current Liabilities

$7.52 Billion
USD

Business First Bancshares Inc Defensive Interval Ratio (2012–2025)

This chart shows how Business First Bancshares Inc's Defensive Interval Ratio has evolved across 13 annual periods from 2012 to 2025. As of March 2026, the ratio stands at 32 days, meaning defensive assets of $659.89 Million can fund 32 days of operations without new revenue. Also explore BFST shareholders equity momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Business First Bancshares Inc (2012–2025)

The table below presents the year-by-year Defensive Interval Ratio for Business First Bancshares Inc from 2012 to 2025, covering 13 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Business First Bancshares Inc (BFST) total market value.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 33 days $629.42 Million $19.13 Million/day $- $590.93 Million ▲ +29 days
2024 4 days $64.53 Million $17.92 Million/day $- $28.66 Million ▼ -59 days
2023 63 days $909.49 Million $14.47 Million/day $- $879.57 Million ▼ -6 days
2022 69 days $916.42 Million $13.31 Million/day $- $890.75 Million ▼ -24 days
2021 93 days $1.04 Billion $11.23 Million/day $- $1.02 Billion ▲ +26 days
2020 67 days $664.50 Million $9.99 Million/day $- $640.61 Million ▲ +10 days
2019 56 days $286.22 Million $5.07 Million/day $- $278.19 Million ▼ -10 days
2018 66 days $317.74 Million $4.79 Million/day $- $309.52 Million ▲ +3 days
2017 63 days $183.26 Million $2.90 Million/day $- $179.15 Million ▼ -15 days
2016 79 days $201.73 Million $2.57 Million/day $- $198.34 Million ▼ -631144 days
2015 631223 days $978.83 Million $1.55K/day $- $210.86 Million ▲ +80188 days
2014 551035 days $628.03 Million $1.14K/day $- $74.50 Million ▲ +546065 days
2012 4970 days $14.07 Million $2.83K/day $- $11.82 Million
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)