The Baldwin Insurance Group, Inc. (BWIN) — Defensive Interval Ratio

Latest as of June 2026: 258 days

The Baldwin Insurance Group, Inc. (BWIN) has a Defensive Interval Ratio of 258 days as of June 2026. Defensive assets of $1.22 Billion (cash $-, short-term investments $-, receivables $1.22 Billion) cover 258 days of daily cash needs of $4.71 Million/day.

Defensive Interval Ratio

258 days
Days of operational coverage

Defensive Assets

$1.22 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$4.71 Million
Current Liabilities ÷ 365

Current Liabilities

$1.72 Billion
USD

The Baldwin Insurance Group, Inc. Defensive Interval Ratio (2017–2025)

This chart shows how The Baldwin Insurance Group, Inc.'s Defensive Interval Ratio has evolved across 9 annual periods from 2017 to 2025. As of June 2026, the ratio stands at 258 days, meaning defensive assets of $1.22 Billion can fund 258 days of operations without new revenue. For the complete balance sheet picture, see The Baldwin Insurance Group, Inc. balance sheet assets.

Annual Defensive Interval Ratio for The Baldwin Insurance Group, Inc. (2017–2025)

The table below presents the year-by-year Defensive Interval Ratio for The Baldwin Insurance Group, Inc. from 2017 to 2025, covering 9 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See BWIN working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 297 days $839.17 Million $2.83 Million/day $- $- ▲ +54 days
2024 243 days $702.10 Million $2.89 Million/day $- $- ▲ +21 days
2023 222 days $627.79 Million $2.83 Million/day $- $- ▼ -56 days
2022 278 days $531.99 Million $1.92 Million/day $- $- ▲ +46 days
2021 231 days $342.50 Million $1.48 Million/day $- $- ▼ -30 days
2020 261 days $155.52 Million $595.67K/day $- $- ▼ -34 days
2019 295 days $58.84 Million $199.52K/day $- $- ▲ +238 days
2018 57 days $29.50 Million $518.52K/day $- $- ▲ +29 days
2017 28 days $4.75 Million $171.96K/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)