The Baldwin Insurance Group, Inc. Financial Flexibility Index

Latest as of June 2026: 0.01x

The Baldwin Insurance Group, Inc. financial flexibility index. The Baldwin Insurance Group, Inc. (BWIN) has a Financial Flexibility Index of 0.01x as of June 2026. Free cash flow of $60.74 Million (operating CF $45.56 Million minus capex $15.18 Million) represents 0% of total liabilities ($4.75 Billion). See BWIN cash flow after capex ratio to measure how efficiently the company converts operating cash flow to free cash.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

$60.74 Million
Operating CF − Capex

Total Liabilities

$4.75 Billion
USD

Capital Expenditures

$15.18 Million
USD

Financial Flexibility Index of The Baldwin Insurance Group, Inc. (2017–2025)

Financial flexibility index of The Baldwin Insurance Group, Inc. from 2017 to 2025. Historical Financial Flexibility Index trend for The Baldwin Insurance Group, Inc. across 9 annual periods. Check The Baldwin Insurance Group, Inc. earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.

The Baldwin Insurance Group, Inc. Financial Flexibility Index by Year (2017–2025)

The Baldwin Insurance Group, Inc. financial flexibility index by year from 2017 to 2025. Year-by-year free cash flow to debt coverage for The Baldwin Insurance Group, Inc.. For the full cash flow conversion analysis, see BWIN cash flow conversion.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.00x $10.11 Million $-29.42 Million $2.78 Billion ▼ -93.6%
2024 0.06x $143.20 Million $102.15 Million $2.53 Billion ▲ +113.2%
2023 0.03x $66.02 Million $44.64 Million $2.48 Billion ▲ +216.3%
2022 0.01x $19.52 Million $-2.46 Million $2.32 Billion ▼ -68.8%
2021 0.03x $45.45 Million $40.13 Million $1.69 Billion ▼ -51.6%
2020 0.06x $42.29 Million $36.82 Million $759.95 Million ▼ -34.6%
2019 0.09x $13.73 Million $12.01 Million $161.49 Million ▲ +86.5%
2018 0.05x $12.32 Million $11.79 Million $270.14 Million ▼ -47.8%
2017 0.09x $8.45 Million $8.02 Million $96.77 Million —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities