CFSB Bancorp Inc (CFSB) — Defensive Interval Ratio
CFSB Bancorp Inc (CFSB) has a Defensive Interval Ratio of 2 days as of March 2025. Defensive assets of $1.48 Million (cash $-, short-term investments $97.00K, receivables $1.38 Million) cover 2 days of daily cash needs of $775.86K/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
CFSB Bancorp Inc Defensive Interval Ratio (2020–2024)
This chart shows how CFSB Bancorp Inc's Defensive Interval Ratio has evolved across 5 annual periods from 2020 to 2024. As of March 2025, the ratio stands at 2 days, meaning defensive assets of $1.48 Million can fund 2 days of operations without new revenue. For the complete balance sheet picture, see CFSB Bancorp Inc total assets.
Annual Defensive Interval Ratio for CFSB Bancorp Inc (2020–2024)
The table below presents the year-by-year Defensive Interval Ratio for CFSB Bancorp Inc from 2020 to 2024, covering 5 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See CFSB current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 2 days | $1.51 Million | $774.56K/day | $- | $113.00K | ▼ 0 days |
| 2023 | 2 days | $1.51 Million | $745.63K/day | $- | $146.00K | ▲ +0 days |
| 2022 | 2 days | $1.46 Million | $799.82K/day | $- | $199.00K | ▼ -2 days |
| 2021 | 4 days | $3.44 Million | $795.09K/day | $- | $2.29 Million | ▲ +2 days |
| 2020 | 2 days | $1.52 Million | $773.77K/day | $- | $403.00K | — |