Catalyst Bancorp Inc (CLST) — Defensive Interval Ratio
Catalyst Bancorp Inc (CLST) has a Defensive Interval Ratio of 90 days as of September 2025. Defensive assets of $45.71 Million (cash $-, short-term investments $44.85 Million, receivables $861.00K) cover 90 days of daily cash needs of $510.61K/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Catalyst Bancorp Inc Defensive Interval Ratio (2019–2024)
This chart shows how Catalyst Bancorp Inc's Defensive Interval Ratio has evolved across 6 annual periods from 2019 to 2024. As of September 2025, the ratio stands at 90 days, meaning defensive assets of $45.71 Million can fund 90 days of operations without new revenue. For the complete balance sheet picture, see how large is Catalyst Bancorp Inc's balance sheet.
Annual Defensive Interval Ratio for Catalyst Bancorp Inc (2019–2024)
The table below presents the year-by-year Defensive Interval Ratio for Catalyst Bancorp Inc from 2019 to 2024, covering 6 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Catalyst Bancorp Inc short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 58 days | $29.56 Million | $508.70K/day | $- | $28.71 Million | ▲ +52 days |
| 2023 | 6 days | $2.55 Million | $453.76K/day | $- | $1.64 Million | ▼ -172 days |
| 2022 | 177 days | $80.28 Million | $452.31K/day | $- | $79.60 Million | ▼ -6 days |
| 2021 | 184 days | $88.92 Million | $484.37K/day | $- | $88.34 Million | ▲ +136 days |
| 2020 | 47 days | $21.29 Million | $450.95K/day | $- | $20.73 Million | ▲ +9 days |
| 2019 | 38 days | $14.80 Million | $388.02K/day | $- | $14.22 Million | — |