Expensify Inc (EXFY) — Defensive Interval Ratio

Latest as of March 2026: 105 days

Expensify Inc (EXFY) has a Defensive Interval Ratio of 105 days as of March 2026. Defensive assets of $12.99 Million (cash $-, short-term investments $-, receivables $12.99 Million) cover 105 days of daily cash needs of $124.21K/day. See working capital to net assets of Expensify Inc to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

105 days
Days of operational coverage

Defensive Assets

$12.99 Million
Cash + ST Investments + Receivables

Daily Cash Need

$124.21K
Current Liabilities ÷ 365

Current Liabilities

$45.34 Million
USD

Expensify Inc Defensive Interval Ratio (2019–2025)

This chart shows how Expensify Inc's Defensive Interval Ratio has evolved across 7 annual periods from 2019 to 2025. As of March 2026, the ratio stands at 105 days, meaning defensive assets of $12.99 Million can fund 105 days of operations without new revenue. See Expensify Inc balance sheet independence to measure how much of total assets are equity-financed.

Annual Defensive Interval Ratio for Expensify Inc (2019–2025)

The table below presents the year-by-year Defensive Interval Ratio for Expensify Inc from 2019 to 2025, covering 7 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market value of Expensify Inc.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 99 days $12.62 Million $127.14K/day $- $- ▼ -27 days
2024 126 days $13.13 Million $104.14K/day $- $- ▲ +36 days
2023 90 days $16.83 Million $186.01K/day $- $- ▼ -24 days
2022 114 days $18.92 Million $165.38K/day $- $- ▼ -30 days
2021 144 days $21.15 Million $146.78K/day $- $- ▲ +34 days
2020 110 days $11.82 Million $107.40K/day $- $- ▲ +45 days
2019 65 days $7.99 Million $122.21K/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)