Expensify Inc (EXFY) — Financial Flexibility Index

Latest as of June 2026: 0.19x

Expensify Inc (EXFY) has a Financial Flexibility Index of 0.19x as of June 2026. Free cash flow of $9.85 Million (operating CF $8.43 Million minus capex $1.41 Million) represents 0% of total liabilities ($50.84 Million). Check Expensify Inc (EXFY) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.19x
Free Cash Flow / Total Liabilities

Free Cash Flow

$9.85 Million
Operating CF − Capex

Total Liabilities

$50.84 Million
USD

Capital Expenditures

$1.41 Million
USD

Expensify Inc Financial Flexibility Index (2019–2025)

Historical Financial Flexibility Index trend for Expensify Inc across 7 annual periods. For the full cash flow conversion analysis, see Expensify Inc cash flow conversion.

Annual Financial Flexibility Index for Expensify Inc (2019–2025)

Year-by-year free cash flow to debt coverage for Expensify Inc. Explore EXFY operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.38x $20.11 Million $20.09 Million $53.24 Million ▼ -45.5%
2024 0.69x $31.50 Million $23.88 Million $45.44 Million ▲ +495.6%
2023 0.12x $8.85 Million $1.56 Million $76.04 Million ▼ -62.5%
2022 0.31x $35.08 Million $32.88 Million $113.00 Million ▲ +152.6%
2021 0.12x $13.10 Million $5.49 Million $106.60 Million ▼ -23.8%
2020 0.16x $11.88 Million $7.58 Million $73.66 Million ▲ +16.3%
2019 0.14x $17.34 Million $12.43 Million $125.06 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities