First Hawaiian Inc (FHB) — Defensive Interval Ratio
First Hawaiian Inc (FHB) has a Defensive Interval Ratio of 34 days as of June 2026. Defensive assets of $1.87 Billion (cash $-, short-term investments $1.79 Billion, receivables $76.62 Million) cover 34 days of daily cash needs of $55.22 Million/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
First Hawaiian Inc Defensive Interval Ratio (2002–2025)
This chart shows how First Hawaiian Inc's Defensive Interval Ratio has evolved across 14 annual periods from 2002 to 2025. As of June 2026, the ratio stands at 34 days, meaning defensive assets of $1.87 Billion can fund 34 days of operations without new revenue. For the complete balance sheet picture, see First Hawaiian Inc balance sheet assets.
Annual Defensive Interval Ratio for First Hawaiian Inc (2002–2025)
The table below presents the year-by-year Defensive Interval Ratio for First Hawaiian Inc from 2002 to 2025, covering 14 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See FHB net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 66 days | $1.95 Billion | $29.69 Million/day | $- | $1.87 Billion | ▲ +56 days |
| 2024 | 9 days | $520.51 Million | $56.63 Million/day | $- | $8.15 Million | ▼ -36 days |
| 2023 | 45 days | $2.72 Billion | $59.82 Million/day | $- | $2.26 Billion | ▼ -13 days |
| 2022 | 59 days | $3.53 Billion | $59.91 Million/day | $- | $3.15 Billion | ▼ -87 days |
| 2021 | 146 days | $8.72 Billion | $59.77 Million/day | $- | $8.43 Billion | ▲ +25 days |
| 2020 | 121 days | $6.39 Billion | $52.68 Million/day | $- | $6.07 Billion | ▲ +35 days |
| 2019 | 87 days | $4.12 Billion | $47.63 Million/day | $- | $4.08 Billion | ▼ -10 days |
| 2018 | 96 days | $4.55 Billion | $47.34 Million/day | $- | $4.50 Billion | ▼ -13 days |
| 2017 | 109 days | $5.28 Billion | $48.62 Million/day | $- | $5.23 Billion | ▼ -2 days |
| 2016 | 110 days | $5.12 Billion | $46.40 Million/day | $- | $5.08 Billion | ▲ +19 days |
| 2015 | 91 days | $4.06 Billion | $44.66 Million/day | $- | $4.03 Billion | ▼ -30 days |
| 2014 | 121 days | $5.01 Billion | $41.46 Million/day | $- | $4.97 Billion | ▲ +112 days |
| 2004 | 9 days | $950.72 Million | $104.16 Million/day | $- | $937.88 Million | ▲ +9 days |
| 2002 | 0 days | $22.07 Million | $75.36 Million/day | $- | $22.07 Million | — |