First Hawaiian Inc (FHB) — Defensive Interval Ratio
First Hawaiian Inc (FHB) has a Defensive Interval Ratio of 40 days as of September 2025. Defensive assets of $2.29 Billion (cash $-, short-term investments $1.77 Billion, receivables $519.82 Million) cover 40 days of daily cash needs of $56.79 Million/day. See FHB working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
First Hawaiian Inc Defensive Interval Ratio (2002–2025)
This chart shows how First Hawaiian Inc's Defensive Interval Ratio has evolved across 14 annual periods from 2002 to 2025. As of September 2025, the ratio stands at 40 days, meaning defensive assets of $2.29 Billion can fund 40 days of operations without new revenue. See First Hawaiian Inc (FHB) net asset quality to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for First Hawaiian Inc (2002–2025)
The table below presents the year-by-year Defensive Interval Ratio for First Hawaiian Inc from 2002 to 2025, covering 14 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see FHB company net worth.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 66 days | $1.95 Billion | $29.69 Million/day | $- | $1.87 Billion | ▲ +56 days |
| 2024 | 9 days | $520.51 Million | $56.63 Million/day | $- | $8.15 Million | ▼ -36 days |
| 2023 | 45 days | $2.72 Billion | $59.82 Million/day | $- | $2.26 Billion | ▼ -13 days |
| 2022 | 59 days | $3.53 Billion | $59.91 Million/day | $- | $3.15 Billion | ▼ -87 days |
| 2021 | 146 days | $8.72 Billion | $59.77 Million/day | $- | $8.43 Billion | ▲ +25 days |
| 2020 | 121 days | $6.39 Billion | $52.68 Million/day | $- | $6.07 Billion | ▲ +35 days |
| 2019 | 87 days | $4.12 Billion | $47.63 Million/day | $- | $4.08 Billion | ▼ -10 days |
| 2018 | 96 days | $4.55 Billion | $47.34 Million/day | $- | $4.50 Billion | ▼ -13 days |
| 2017 | 109 days | $5.28 Billion | $48.62 Million/day | $- | $5.23 Billion | ▼ -2 days |
| 2016 | 110 days | $5.12 Billion | $46.40 Million/day | $- | $5.08 Billion | ▲ +19 days |
| 2015 | 91 days | $4.06 Billion | $44.66 Million/day | $- | $4.03 Billion | ▼ -30 days |
| 2014 | 121 days | $5.01 Billion | $41.46 Million/day | $- | $4.97 Billion | ▲ +112 days |
| 2004 | 9 days | $950.72 Million | $104.16 Million/day | $- | $937.88 Million | ▲ +9 days |
| 2002 | 0 days | $22.07 Million | $75.36 Million/day | $- | $22.07 Million | — |