First Hawaiian Inc (FHB) — Defensive Interval Ratio

Latest as of September 2025: 40 days

First Hawaiian Inc (FHB) has a Defensive Interval Ratio of 40 days as of September 2025. Defensive assets of $2.29 Billion (cash $-, short-term investments $1.77 Billion, receivables $519.82 Million) cover 40 days of daily cash needs of $56.79 Million/day. Check First Hawaiian Inc (FHB) tangible net worth to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

40 days
Days of operational coverage

Defensive Assets

$2.29 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$56.79 Million
Current Liabilities ÷ 365

Current Liabilities

$20.73 Billion
USD

First Hawaiian Inc Defensive Interval Ratio (2002–2025)

This chart shows how First Hawaiian Inc's Defensive Interval Ratio has evolved across 14 annual periods from 2002 to 2025. As of September 2025, the ratio stands at 40 days, meaning defensive assets of $2.29 Billion can fund 40 days of operations without new revenue. Also explore FHB shareholders equity momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for First Hawaiian Inc (2002–2025)

The table below presents the year-by-year Defensive Interval Ratio for First Hawaiian Inc from 2002 to 2025, covering 14 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see First Hawaiian Inc (FHB) total market value.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 66 days $1.95 Billion $29.69 Million/day $- $1.87 Billion ▲ +56 days
2024 9 days $520.51 Million $56.63 Million/day $- $8.15 Million ▼ -36 days
2023 45 days $2.72 Billion $59.82 Million/day $- $2.26 Billion ▼ -13 days
2022 59 days $3.53 Billion $59.91 Million/day $- $3.15 Billion ▼ -87 days
2021 146 days $8.72 Billion $59.77 Million/day $- $8.43 Billion ▲ +25 days
2020 121 days $6.39 Billion $52.68 Million/day $- $6.07 Billion ▲ +35 days
2019 87 days $4.12 Billion $47.63 Million/day $- $4.08 Billion ▼ -10 days
2018 96 days $4.55 Billion $47.34 Million/day $- $4.50 Billion ▼ -13 days
2017 109 days $5.28 Billion $48.62 Million/day $- $5.23 Billion ▼ -2 days
2016 110 days $5.12 Billion $46.40 Million/day $- $5.08 Billion ▲ +19 days
2015 91 days $4.06 Billion $44.66 Million/day $- $4.03 Billion ▼ -30 days
2014 121 days $5.01 Billion $41.46 Million/day $- $4.97 Billion ▲ +112 days
2004 9 days $950.72 Million $104.16 Million/day $- $937.88 Million ▲ +9 days
2002 0 days $22.07 Million $75.36 Million/day $- $22.07 Million
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)