Hancock Whitney Corp (HWC) — Defensive Interval Ratio
Hancock Whitney Corp (HWC) has a Defensive Interval Ratio of 2 days as of December 2025. Defensive assets of $132.27 Million (cash $-, short-term investments $132.27 Million, receivables $-) cover 2 days of daily cash needs of $83.01 Million/day. See working capital position of Hancock Whitney Corp to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Hancock Whitney Corp Defensive Interval Ratio (1989–2025)
This chart shows how Hancock Whitney Corp's Defensive Interval Ratio has evolved across 37 annual periods from 1989 to 2025. As of December 2025, the ratio stands at 2 days, meaning defensive assets of $132.27 Million can fund 2 days of operations without new revenue. See HWC equity financing ratio to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Hancock Whitney Corp (1989–2025)
The table below presents the year-by-year Defensive Interval Ratio for Hancock Whitney Corp from 1989 to 2025, covering 37 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Hancock Whitney Corp (HWC) total market value.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 2 days | $132.27 Million | $83.01 Million/day | $- | $132.27 Million | ▼ -63 days |
| 2024 | 64 days | $5.32 Billion | $82.61 Million/day | $- | $5.16 Billion | ▲ +4 days |
| 2023 | 61 days | $5.13 Billion | $84.63 Million/day | $- | $4.92 Billion | ▼ -7 days |
| 2022 | 67 days | $5.72 Billion | $84.80 Million/day | $- | $5.56 Billion | ▼ -14 days |
| 2021 | 82 days | $7.21 Billion | $88.04 Million/day | $- | $6.99 Billion | ▲ +5 days |
| 2020 | 77 days | $6.20 Billion | $80.46 Million/day | $- | $6.00 Billion | ▲ +11 days |
| 2019 | 66 days | $4.80 Billion | $72.68 Million/day | $- | $4.68 Billion | ▲ +25 days |
| 2018 | 41 days | $2.78 Billion | $67.81 Million/day | $- | $2.69 Billion | ▼ -5 days |
| 2017 | 46 days | $2.99 Billion | $65.66 Million/day | $- | $2.91 Billion | ▼ 0 days |
| 2016 | 46 days | $2.60 Billion | $56.60 Million/day | $- | $2.52 Billion | ▲ +6 days |
| 2015 | 40 days | $2.18 Billion | $54.19 Million/day | $- | $2.09 Billion | ▲ +4 days |
| 2014 | 36 days | $1.77 Billion | $48.57 Million/day | $- | $1.66 Billion | ▲ +0 days |
| 2013 | 36 days | $1.58 Billion | $43.90 Million/day | $- | $1.42 Billion | ▼ -15 days |
| 2012 | 51 days | $2.27 Billion | $44.90 Million/day | $- | $2.05 Billion | ▼ -54 days |
| 2011 | 104 days | $4.78 Billion | $45.94 Million/day | $- | $4.50 Billion | ▲ +72 days |
| 2010 | 32 days | $634.27 Million | $19.56 Million/day | $- | $274.97 Million | ▲ +5 days |
| 2009 | 27 days | $575.85 Million | $21.04 Million/day | $- | $214.77 Million | ▲ +5 days |
| 2008 | 22 days | $395.96 Million | $17.64 Million/day | $- | $362.89 Million | ▼ -83 days |
| 2007 | 105 days | $1.55 Billion | $14.75 Million/day | $- | $1.48 Billion | ▲ +85 days |
| 2006 | 20 days | $293.46 Million | $14.39 Million/day | $- | $222.44 Million | ▼ -14 days |
| 2005 | 34 days | $494.72 Million | $14.36 Million/day | $- | $410.23 Million | ▲ +13 days |
| 2004 | 21 days | $230.80 Million | $10.94 Million/day | $- | $150.26 Million | ▲ +18 days |
| 2003 | 3 days | $34.41 Million | $9.88 Million/day | $- | $11.29 Million | ▼ -4 days |
| 2002 | 8 days | $72.74 Million | $9.49 Million/day | $- | $47.26 Million | ▼ -7 days |
| 2001 | 15 days | $128.29 Million | $8.83 Million/day | $- | $100.43 Million | ▲ +2 days |
| 2000 | 12 days | $88.46 Million | $7.32 Million/day | $- | $62.88 Million | ▲ +9 days |
| 1999 | 3 days | $23.80 Million | $7.34 Million/day | $- | $- | ▼ 0 days |
| 1998 | 3 days | $23.80 Million | $6.93 Million/day | $- | $- | ▲ +0 days |
| 1997 | 3 days | $21.00 Million | $6.16 Million/day | $- | $- | ▼ 0 days |
| 1996 | 4 days | $20.20 Million | $5.55 Million/day | $- | $- | ▲ +0 days |
| 1995 | 4 days | $19.40 Million | $5.50 Million/day | $- | $- | ▼ 0 days |
| 1994 | 4 days | $17.10 Million | $4.81 Million/day | $- | $- | ▲ +1 days |
| 1993 | 3 days | $13.80 Million | $4.55 Million/day | $- | $- | ▼ 0 days |
| 1992 | 4 days | $15.30 Million | $4.35 Million/day | $- | $- | ▼ -1 days |
| 1991 | 4 days | $16.80 Million | $3.90 Million/day | $- | $- | ▲ +0 days |
| 1990 | 4 days | $14.50 Million | $3.52 Million/day | $- | $- | ▼ -1 days |
| 1989 | 5 days | $11.40 Million | $2.44 Million/day | $- | $- | — |