Hancock Whitney Corp (HWC) — Defensive Interval Ratio
Hancock Whitney Corp (HWC) has a Defensive Interval Ratio of 65 days as of June 2026. Defensive assets of $279.10 Million (cash $-, short-term investments $137.43 Million, receivables $141.68 Million) cover 65 days of daily cash needs of $4.30 Million/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Hancock Whitney Corp Defensive Interval Ratio (1989–2025)
This chart shows how Hancock Whitney Corp's Defensive Interval Ratio has evolved across 37 annual periods from 1989 to 2025. As of June 2026, the ratio stands at 65 days, meaning defensive assets of $279.10 Million can fund 65 days of operations without new revenue. For the complete balance sheet picture, see balance sheet size of Hancock Whitney Corp.
Annual Defensive Interval Ratio for Hancock Whitney Corp (1989–2025)
The table below presents the year-by-year Defensive Interval Ratio for Hancock Whitney Corp from 1989 to 2025, covering 37 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Hancock Whitney Corp short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 50 days | $138.74 Million | $2.79 Million/day | $- | $229.00K | ▼ -15 days |
| 2024 | 64 days | $5.32 Billion | $82.61 Million/day | $- | $5.16 Billion | ▲ +4 days |
| 2023 | 61 days | $5.13 Billion | $84.63 Million/day | $- | $4.92 Billion | ▼ -7 days |
| 2022 | 67 days | $5.72 Billion | $84.80 Million/day | $- | $5.56 Billion | ▼ -14 days |
| 2021 | 82 days | $7.21 Billion | $88.04 Million/day | $- | $6.99 Billion | ▲ +5 days |
| 2020 | 77 days | $6.20 Billion | $80.46 Million/day | $- | $6.00 Billion | ▲ +11 days |
| 2019 | 66 days | $4.80 Billion | $72.68 Million/day | $- | $4.68 Billion | ▲ +25 days |
| 2018 | 41 days | $2.78 Billion | $67.81 Million/day | $- | $2.69 Billion | ▼ -5 days |
| 2017 | 46 days | $2.99 Billion | $65.66 Million/day | $- | $2.91 Billion | ▼ 0 days |
| 2016 | 46 days | $2.60 Billion | $56.60 Million/day | $- | $2.52 Billion | ▲ +6 days |
| 2015 | 40 days | $2.18 Billion | $54.19 Million/day | $- | $2.09 Billion | ▲ +4 days |
| 2014 | 36 days | $1.77 Billion | $48.57 Million/day | $- | $1.66 Billion | ▲ +0 days |
| 2013 | 36 days | $1.58 Billion | $43.90 Million/day | $- | $1.42 Billion | ▼ -15 days |
| 2012 | 51 days | $2.27 Billion | $44.90 Million/day | $- | $2.05 Billion | ▼ -54 days |
| 2011 | 104 days | $4.78 Billion | $45.94 Million/day | $- | $4.50 Billion | ▲ +72 days |
| 2010 | 32 days | $634.27 Million | $19.56 Million/day | $- | $274.97 Million | ▲ +5 days |
| 2009 | 27 days | $575.85 Million | $21.04 Million/day | $- | $214.77 Million | ▲ +5 days |
| 2008 | 22 days | $395.96 Million | $17.64 Million/day | $- | $362.89 Million | ▼ -83 days |
| 2007 | 105 days | $1.55 Billion | $14.75 Million/day | $- | $1.48 Billion | ▲ +85 days |
| 2006 | 20 days | $293.46 Million | $14.39 Million/day | $- | $222.44 Million | ▼ -14 days |
| 2005 | 34 days | $494.72 Million | $14.36 Million/day | $- | $410.23 Million | ▲ +13 days |
| 2004 | 21 days | $230.80 Million | $10.94 Million/day | $- | $150.26 Million | ▲ +18 days |
| 2003 | 3 days | $34.41 Million | $9.88 Million/day | $- | $11.29 Million | ▼ -4 days |
| 2002 | 8 days | $72.74 Million | $9.49 Million/day | $- | $47.26 Million | ▼ -7 days |
| 2001 | 15 days | $128.29 Million | $8.83 Million/day | $- | $100.43 Million | ▲ +2 days |
| 2000 | 12 days | $88.46 Million | $7.32 Million/day | $- | $62.88 Million | ▲ +9 days |
| 1999 | 3 days | $23.80 Million | $7.34 Million/day | $- | $- | ▼ 0 days |
| 1998 | 3 days | $23.80 Million | $6.93 Million/day | $- | $- | ▲ +0 days |
| 1997 | 3 days | $21.00 Million | $6.16 Million/day | $- | $- | ▼ 0 days |
| 1996 | 4 days | $20.20 Million | $5.55 Million/day | $- | $- | ▲ +0 days |
| 1995 | 4 days | $19.40 Million | $5.50 Million/day | $- | $- | ▼ 0 days |
| 1994 | 4 days | $17.10 Million | $4.81 Million/day | $- | $- | ▲ +1 days |
| 1993 | 3 days | $13.80 Million | $4.55 Million/day | $- | $- | ▼ 0 days |
| 1992 | 4 days | $15.30 Million | $4.35 Million/day | $- | $- | ▼ -1 days |
| 1991 | 4 days | $16.80 Million | $3.90 Million/day | $- | $- | ▲ +0 days |
| 1990 | 4 days | $14.50 Million | $3.52 Million/day | $- | $- | ▼ -1 days |
| 1989 | 5 days | $11.40 Million | $2.44 Million/day | $- | $- | — |