Hancock Whitney Corp (HWC) — Defensive Interval Ratio
Hancock Whitney Corp (HWC) has a Defensive Interval Ratio of 2 days as of December 2025. Defensive assets of $132.27 Million (cash $-, short-term investments $132.27 Million, receivables $-) cover 2 days of daily cash needs of $83.01 Million/day. Check tangible net worth ratio of Hancock Whitney Corp to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Hancock Whitney Corp Defensive Interval Ratio (1989–2025)
This chart shows how Hancock Whitney Corp's Defensive Interval Ratio has evolved across 37 annual periods from 1989 to 2025. As of December 2025, the ratio stands at 2 days, meaning defensive assets of $132.27 Million can fund 2 days of operations without new revenue. Also explore Hancock Whitney Corp annual equity growth to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Hancock Whitney Corp (1989–2025)
The table below presents the year-by-year Defensive Interval Ratio for Hancock Whitney Corp from 1989 to 2025, covering 37 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see how much is Hancock Whitney Corp worth.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 2 days | $132.27 Million | $83.01 Million/day | $- | $132.27 Million | ▼ -63 days |
| 2024 | 64 days | $5.32 Billion | $82.61 Million/day | $- | $5.16 Billion | ▲ +4 days |
| 2023 | 61 days | $5.13 Billion | $84.63 Million/day | $- | $4.92 Billion | ▼ -7 days |
| 2022 | 67 days | $5.72 Billion | $84.80 Million/day | $- | $5.56 Billion | ▼ -14 days |
| 2021 | 82 days | $7.21 Billion | $88.04 Million/day | $- | $6.99 Billion | ▲ +5 days |
| 2020 | 77 days | $6.20 Billion | $80.46 Million/day | $- | $6.00 Billion | ▲ +11 days |
| 2019 | 66 days | $4.80 Billion | $72.68 Million/day | $- | $4.68 Billion | ▲ +25 days |
| 2018 | 41 days | $2.78 Billion | $67.81 Million/day | $- | $2.69 Billion | ▼ -5 days |
| 2017 | 46 days | $2.99 Billion | $65.66 Million/day | $- | $2.91 Billion | ▼ 0 days |
| 2016 | 46 days | $2.60 Billion | $56.60 Million/day | $- | $2.52 Billion | ▲ +6 days |
| 2015 | 40 days | $2.18 Billion | $54.19 Million/day | $- | $2.09 Billion | ▲ +4 days |
| 2014 | 36 days | $1.77 Billion | $48.57 Million/day | $- | $1.66 Billion | ▲ +0 days |
| 2013 | 36 days | $1.58 Billion | $43.90 Million/day | $- | $1.42 Billion | ▼ -15 days |
| 2012 | 51 days | $2.27 Billion | $44.90 Million/day | $- | $2.05 Billion | ▼ -54 days |
| 2011 | 104 days | $4.78 Billion | $45.94 Million/day | $- | $4.50 Billion | ▲ +72 days |
| 2010 | 32 days | $634.27 Million | $19.56 Million/day | $- | $274.97 Million | ▲ +5 days |
| 2009 | 27 days | $575.85 Million | $21.04 Million/day | $- | $214.77 Million | ▲ +5 days |
| 2008 | 22 days | $395.96 Million | $17.64 Million/day | $- | $362.89 Million | ▼ -83 days |
| 2007 | 105 days | $1.55 Billion | $14.75 Million/day | $- | $1.48 Billion | ▲ +85 days |
| 2006 | 20 days | $293.46 Million | $14.39 Million/day | $- | $222.44 Million | ▼ -14 days |
| 2005 | 34 days | $494.72 Million | $14.36 Million/day | $- | $410.23 Million | ▲ +13 days |
| 2004 | 21 days | $230.80 Million | $10.94 Million/day | $- | $150.26 Million | ▲ +18 days |
| 2003 | 3 days | $34.41 Million | $9.88 Million/day | $- | $11.29 Million | ▼ -4 days |
| 2002 | 8 days | $72.74 Million | $9.49 Million/day | $- | $47.26 Million | ▼ -7 days |
| 2001 | 15 days | $128.29 Million | $8.83 Million/day | $- | $100.43 Million | ▲ +2 days |
| 2000 | 12 days | $88.46 Million | $7.32 Million/day | $- | $62.88 Million | ▲ +9 days |
| 1999 | 3 days | $23.80 Million | $7.34 Million/day | $- | $- | ▼ 0 days |
| 1998 | 3 days | $23.80 Million | $6.93 Million/day | $- | $- | ▲ +0 days |
| 1997 | 3 days | $21.00 Million | $6.16 Million/day | $- | $- | ▼ 0 days |
| 1996 | 4 days | $20.20 Million | $5.55 Million/day | $- | $- | ▲ +0 days |
| 1995 | 4 days | $19.40 Million | $5.50 Million/day | $- | $- | ▼ 0 days |
| 1994 | 4 days | $17.10 Million | $4.81 Million/day | $- | $- | ▲ +1 days |
| 1993 | 3 days | $13.80 Million | $4.55 Million/day | $- | $- | ▼ 0 days |
| 1992 | 4 days | $15.30 Million | $4.35 Million/day | $- | $- | ▼ -1 days |
| 1991 | 4 days | $16.80 Million | $3.90 Million/day | $- | $- | ▲ +0 days |
| 1990 | 4 days | $14.50 Million | $3.52 Million/day | $- | $- | ▼ -1 days |
| 1989 | 5 days | $11.40 Million | $2.44 Million/day | $- | $- | — |