Spectral AI Inc. (MDAI) — Defensive Interval Ratio
Spectral AI Inc. (MDAI) has a Defensive Interval Ratio of 23 days as of September 2025. Defensive assets of $990.00K (cash $-, short-term investments $-, receivables $990.00K) cover 23 days of daily cash needs of $43.19K/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Spectral AI Inc. Defensive Interval Ratio (2020–2024)
This chart shows how Spectral AI Inc.'s Defensive Interval Ratio has evolved across 5 annual periods from 2020 to 2024. As of September 2025, the ratio stands at 23 days, meaning defensive assets of $990.00K can fund 23 days of operations without new revenue. For the complete balance sheet picture, see Spectral AI Inc. asset portfolio.
Annual Defensive Interval Ratio for Spectral AI Inc. (2020–2024)
The table below presents the year-by-year Defensive Interval Ratio for Spectral AI Inc. from 2020 to 2024, covering 5 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See working capital to net assets of Spectral AI Inc. to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 52 days | $2.50 Million | $48.34K/day | $- | $- | ▼ -17 days |
| 2023 | 69 days | $2.35 Million | $33.98K/day | $- | $- | ▼ -98 days |
| 2022 | 167 days | $2.91 Million | $17.46K/day | $- | $- | ▲ +52 days |
| 2021 | 115 days | $1.51 Million | $13.11K/day | $- | $- | ▼ -6872 days |
| 2020 | 6987 days | $2.69 Million | $385.13/day | $- | $- | — |