Spectral AI Inc. (MDAI) - Total Liabilities

Latest as of September 2025: $23.50 Million USD

Based on the latest financial reports, Spectral AI Inc. (MDAI) has total liabilities worth $23.50 Million USD as of September 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. See how liquid is Spectral AI Inc.'s working capital to evaluate short-term liquidity relative to the company's equity base.

Spectral AI Inc. - Total Liabilities Trend (2020–2024)

This chart illustrates how Spectral AI Inc.'s total liabilities have evolved over time, based on quarterly financial data. For the complete balance sheet picture, see Spectral AI Inc. (MDAI) total assets.

Spectral AI Inc. Competitors by Total Liabilities

The table below lists competitors of Spectral AI Inc. ranked by their total liabilities.

Company Country Total Liabilities
Botnia Gold AB (publ)
ST:BOTX
Sweden Skr93.42 Million
Papilon Savunma Guvenlik Sistemleri
IS:PAPIL
Turkey TL43.59 Million
Hvidbjerg Bank
CO:HVID
Denmark Dkr2.19 Billion
Loyal Metals Ltd
AU:LLM
Australia AU$680.00K
Wisekey International Holding AG
NASDAQ:WKEY
USA $53.44 Million
Lay Hong Bhd
KLSE:9385
Malaysia RM489.87 Million
Cybertech Systems And Software Limited
NSE:CYBERTECH
India Rs1.35 Billion
Halcyon Technology Public Company Limited
BK:HTECH
Thailand ฿304.79 Million

Liability Composition Analysis (2020–2024)

This chart breaks down Spectral AI Inc.'s total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. See how leveraged is Spectral AI Inc.'s balance sheet to measure how much of total assets are equity-financed.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric Value Description
Current Ratio 0.85 Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio N/A More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio N/A Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity -2.87 Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets 1.54 Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how Spectral AI Inc.'s debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for Spectral AI Inc. (2020–2024)

The table below shows the annual total liabilities of Spectral AI Inc. from 2020 to 2024.

Year Total Liabilities Change
2024-12-31 $19.35 Million +56.00%
2023-12-31 $12.40 Million +84.54%
2022-12-31 $6.72 Million +40.41%
2021-12-31 $4.79 Million +3304.61%
2020-12-31 $140.57K --

About Spectral AI Inc.

NASDAQ:MDAI USA Medical Devices
Market Cap
$48.80 Million
Market Cap Rank
#22172 Global
#4932 in USA
Share Price
$1.59
Change (1 day)
+2.58%
52-Week Range
$1.20 - $2.68
All Time High
$14.43
About

Spectral AI, Inc., an artificial intelligence (AI) company, focuses on predictive medical diagnostics in the United States. The company offers DeepView System, which uses proprietary AI algorithms to distinguish between fully damaged, partially damaged, and healthy human tissue characteristics invisible to the naked eye at the initial time point of wound presentation; and delivers a binary predic… Read more